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Investors in the United States who wish to trade Bitcoin without having to buy the cryptocurrency have been given another route to the top-ranked virtual currency via Bitcoin Exchange Traded Notes (ETN).

 

Details of the Bitcoin ETN

 

According to Bloomberg, starting Wednesday American investors will now have access to Bitcoin Tracker One, and BTC ETN and Crypto Gambling. The product which runs under the CXBTF ticker will be quoted in U.S. dollars. However, the clearing and settlement of the trade will be in Krona and Euro since the product is listed and regulated in Sweden.

 

The ETN is issued by XBT Provider, a subsidiary of CoinShares. The company developed the product in 2015. In July 2018, Amsterdam-based EU speed trading behemoth, Flow Traders became the first company to participate in the BTC ETN market.

 

For Americans, trading is this particular Bitcoin ETN is like purchasing a U.S. depository receipt in that a foreign-listed asset is denominated in U.S. dollars. Commenting on the ETN, CEO of Coinshares, Ryan Radloff said:

 

Everyone that’s investing in dollars can now get exposure to these products, whereas before, they were only available in euros or Swedish krona. Given the current climate on the regulatory front in the U.S., this is a big win for Bitcoin.

 

ETN Might Represent a Soft Opening for Bitcoin ETF

The introduction of BTC ETN trading capability in the United States could be seen as a soft opening for the much sought after Bitcoin exchange-traded fund (ETF). The SEC has far remained unmoved in its reticence concerning issuing approval for any BTC ETF.

 

Recently, the Commission denied the Winklevoss twins’ ETF application while postponing its decision on the VanEck/SolidX, as well as the Direxion filings. According to the SEC, issues relating to liquidity, custodial tools, and price manipulation haven’t been sufficiently addressed.

 

ETNs and ETFs are similar in some respects as they provide an opportunity to invest in an asset without actually owning the asset. Such a trading avenue seems perfect for cryptocurrencies given their price volatility. However, a few subtle differences exist between the two. Rather than being an asset pool, ETN is more like a debt instrument that is backed by a bank or any other recognized issuing institution.

 

Do you think the Bitcoin ETN will gain traction in the American market? Keep the conversation going in the comment section below.

 

Ethereum Price Falls Below $300 as Cryptocurrency Market Tumbles – Crypto ICO Report NEWS13 Total viewsNo comments

 

The price of Ethereum has fallen below $300 as the cryptocurrency market enters a more intense bearish pullback. Except for Tether, all other top ten coins have experienced significant negative price movements within the last 24-hour trading period.

 

Ethereum Tumbles 17 Percent

Ethereum, the second-ranked cryptocurrency according to market capitalization sunk to its lowest 2018 valuation on Monday afternoon UTC. ETH has not traded below $300 since the start of November 2017. At press time, ETH has dipped more than 17 percent to take its 2018 decline to 60 percent.

 

The decline in the price of ETH is being attributed to the disillusionment of ICO investors. The sheer number of ICO exit scams and the amounts being siphoned by these pump and dump schemes has created negative sentiments in the ETH market.

 

Ethereum, the preferred platform for most ICO projects benefited from this fact reaching above $1,000 in February 2018. At the time, BTC was declining below $6,000. However, the tide seems to have turned as many of the ICO projects that generated interest in ETH, driving up its price have begun to cash out to cover expenses. Thus, the ETH is is starting to slide. Commenting on the issue, BloomWater Capital chief, Biswas Das said:

 

These startups are raising a lot of funds, but they don’t have treasury management or enough cash management experience, so they’re selling too early and causing a lot of pressure in the market. It was fine last year, but right now, the market is so fragile that it causes a lot of pressure.

 

 

The general bearishness perhaps exacerbates the ETH decline in the market occasioned by stricter regulations and the slow pace of institutional adoption. Experts believe that projects aren’t done cashing out and thus predict even more pain for ETH investors as prices sink even lower.

 

Bitcoin Dips More than 20 Percent in August as Altcoins Continue to Bleed

Bitcoin briefly slipped below the $6,000 mark in the early morning on Tuesday (August 14, 2018). The top-ranked cryptocurrency is now back above $6,000 at the time of writing this article. BTC has dropped more than 20 percent in August eroding most of the gains accrued in July. Bitcoin’s year-to-date decline now stands at 57 percent.

 

Positive sentiments leading up to the SEC’s decision on numerous ETFs drove prices up to $8,400 in late July. However, the Commission has either rejected or delayed approving the various filings brought before it. The consensus is that an SEC-approved Bitcoin ETF in 2018 is highly unlikely.

 

The altcoin market, in general, appears bleak as well with prices depreciating significantly. Cardano leads the decline in the top ten, falling more almost 20 percent within the last 24 hours. Outside the top ten, Ethereum Classic has been unable to maintain its upward price trajectory after a raft of platform adoptions. The 13th-ranked cryptocurrency is currently down by more than 19 percent in the last 24 hours.

 

How low do you expect the price of Ethereum to reach in this current decline? Keep the conversation going in the comment section below.…

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Big Denny, as usual, was in a foul mood. “Look at dis joint,” he grumbled, waving his hand at a nearly deserted Barstow Card Casino. “It’s as empty as … as …”

“As empty as the pan section on a Jewish holiday,” I said, helpfully completing his thought.

“Yeah, dat’s right,” Big Denny replied, not really understanding the witticism. “Boy, you sure got a way wit’ words, Maxey. Too bad da best ya kin do wit’ all dat talent is ta write fer peanuts fer dat cheapskate poker magazine.”

“Oh, it’s not all that bad,” I said defensively. “Sometimes we get nice bonuses and stuff.”

“Yeah, like what?” Big Denny asked.

“Well, I once got a swell tee shirt for Christmas.”

Oh, yeah, da one dat said, ‘Advertise in Card Sbobet88 Player.’ Dat Barry Shulman is a real philantropolis. Anyway, dat’s your problem. Mine’s gettin’ more customers into da casino. Kin ya figger out anyt’ing dat might stand improvement here?”

What wouldn’t? I thought to myself. The place hadn’t been thoroughly cleaned, much less redecorated, since the War of 1812. It was a snatch joint, with dealers paid a percentage of whatever they grabbed out of the pots. The cards were marked, the staff were all thuggish ex-cons, and any player who miraculously made a big score was lucky to make it alive to his car.

“Well,” I offered hesitantly, “you might try to improve the buffet a bit.”

Big Denny bristled. “Our Four-Star Buffet? What’s wrong wit’ it?”

“Well, for one thing, admissions to the emergency room went up 50 percent after it opened. For another, the only items I’ve ever seen you offer were meatloaf and mashed potatoes.”

“Oh, yeah? Well, it so happens dat our executive chef, Fingers, was da head cook at San Quentin fer five years, until his parole. Took me a while ta break him of da habit of addin’ saltpeter to da food, though,” Denny grinned. “Hey, lemme introduce ya ta him an’ maybe ya could give him some ideas.”

I was not terribly anxious to meet chef Fingers, but Denny grabbed my arm and hustled me into the kitchen. I staggered back as the aroma of rotting meat, rancid cooking oil, and garbage from an overflowing can washed over me. Rat droppings spattered the floor, and a cockroach the size of a small hamster insolently trotted away from us. On the wall, The Barstow Department of Health had posted a list of about 50 sanitation violations, which, it was obvious, nobody had bothered to read.

“Maxey, shake hands with Fingers Finnegan, our executive chef,” Big Denny told me.

Fingers was even more ape-like than Big Denny, if such a thing were possible. His long hairy arms were covered with tattoos, and his apron was covered with stains. Shaking hands with him was no easy task, either, since he had only two digits on each hand, the result of his ineptitude with a carving knife.

“Maxey says dat yer chow stinks,” Denny announced diplomatically.

Fingers’ eyes narrowed, and I saw his hand inching toward a butcher knife. How do I keep getting into these situations? I asked myself in panic.

“My grub stinks, huh?” Fingers growled menacingly. “Would it be askin’ too much to be a little more specific, punk?”

“I never said any such thing, Mr. Finnegan,” I protested. “I only suggested a bit more variety, to perhaps make the buffet a little less, well, a little less boring.”

“BORING!?” Fingers screamed, as my life flashed before my eyes. “You … you … brute! Oh, my heavens, I’ve never been so humiliated in my entire life,” he sobbed, dabbing at his eyes with his two fingers. “And as for you, Mr. Big Denny, you can just go and find yourself another executive chef!”

With that, Fingers tossed his filthy apron into the soup kettle and stormed out the door.

Big Denny glared at me. “Now ya really done it, Maxey. Ya better find me a new chef by the weekend or else I’m gonna sit on yer head till it hatches.”

Frantically thinking, I remembered that my friend Pierre le Tutu, the French fashion designer, was an avid amateur cook. He had some free time until his next line came out, so I decided to phone him to see if he could fill in for a while.

“Barstow?” le Tutu said suspiciously. “Where is zat?”

“Oh, it’s a very cosmopolitan town,” I assured him. “The folks here would just adore your French cuisine.”

Le Tutu drove up in the morning and spent the next few days assembling exotic ingredients and bustling furiously in the kitchen. “Dis better work,” Denny told me threateningly. “In two days, dat guy spent more on food den I spend in two months.”

Posters had been put up all over Barstow to announce the grand re-opening of Big Denny’s Four-Star Buffet, presided over by the world-famous French chef, Pierre le Tutu. At 6 p.m. the buffet opened, and a crowd of curious, overall-clad farmers shuffled in. At the entrance, le Tutu stood beaming alongside the opening menu he had proudly posted:

“Caramelized breast of guinea hen, stuffed with baby Brussels sprouts, pine nuts, and Belgian truffles, served with a light cream of asparagus dressing and garnished with wild arugula.”

The farmers stared blankly at the menu and gaped at the food as if it had just come from Mars.

“Sorta looks like fried chicken they forgot to bread,” one commented, scratching his head.

“Wouldn’t eat that dang stuff if they paid me,” another declared.

“Where the hell’s the meatloaf?” a third farmer demanded.

As the customers shook their heads and streamed out, an angry Pierre le Tutu began walking toward me from one direction while an even angrier Big Denny came at me from another. I bolted out the door and ran into the parking lot, where Fingers Finnegan, who had been staking me out, joined the chase. Dodging curses, meatloaf, and carmelized breast of guinea hen, I barely made it to my car and took off for the freeway at high speed.

And that, dear readers, marked the end of my stint as a restaurant critic.

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Berbeda jauh ketika Anda bermain judi casino secara konvensional (darat). Pemain harus membeli chip melalui kasir yang telah disediakan. Namun bersama Joker123, Anda bisa melakukan transaksi melalui Internet Banking dan Mobile Banking.

 

Permainan yang ada dalam Joker123 sama seperti yang ada dalam sebuah Casino lain. Tersedia pula fitur LIVE STREAMING yang disediakan oleh Joker123. Sehingga pemain bisa merasakan sensasi keseruan seperti ketika dirinya bermain judi secara LANGSUNG. Anda pun bisa menyaksikan seorang dealer cantik memandu permainan seperti ketika bermain secara LANGSUNG.

 

Di bawah ini adalah permainan yang bisa Anda mainkan bersama Joker123. Anda pun bisa secara LANGSUNG melihat seorang dealer-dealer cantik yang memandu permainan.

 

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Dan Anda pun bisa memilih 4 dari sejumlah pilihan yang ditawarkan. Diantaranya adalah seperti penjelasan di bawah ini!

 

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Silahkan mengisi formulir pendaftaran dari Joker123 online  Togel secara LENGKAP dan BENAR. Nah, di bawah ini adalah isi atau kolom-kolom yang ada pada formulir pendaftaran Joker123.

 

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Technology plays a massive role in our lives these days. With the help of technology, we can connect to any corner of the world, and all we need to have is the internet. That is how people are looking for the best webhost for web hosting to make their website. There are different types of web hosting, and with that, the aspirant of the website can decide the kind of service and how they are going to make it.

It depends on easy web hosting and the types of it. So go on and check five types of web hosting,

1. Shared web hosting: It is hosting when so many websites are running on a shared server. There are so many companies that provide shared hosting services, and many new sites are fond of this type too. The reason can be because it is cheaper and it can still offer better service than free ones.
2. Dedicated hosting: It is a managed hosting, and it is on the dedicated server. One can get an entire server on rent and use it on the basis they like to. They can have as much traffic they want, and generally, it is for the websites that already have a lot of traffic so that they don’t find it too expensive.
3. VPS hosting: It is known as virtual private servers, but it is also known as virtual dedicated servers. It is an excellent option if someone wants to step up from the shared hosting because one can make the customization that they want that was impossible in the shared one.
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5. Reseller: In this one, the operator uses their account and can allot their space to host another website. It is beneficial if the space that one has purchased is of no use and the other one can have great use of it, and the original owner will still get income from it.

These are the different types of web hosting, and anyone can use them based on their preference. Have a thorough knowledge about them from a webhost and get to have the advantages.

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As I’ve already talked about a number of of the options or professionals of A2 Internet hosting as in comparison with some other net hosts that can be found. Keep clear of on-line world hosts that working expertise recurrent outages. However over the previous few years, A2 internet hosting has modified its coverage from 30 days to anytime cash-again assure and it’s working greatest for its clients. When you intend to run a number of web sites in your one internet hosting account the StartUp plan must be a no-no. Speaking about points, even when you run into any form of challenge, A2 Internet hosting is all the time there that can assist you out. A2 Internet hosting additionally gives Limitless Bandwidth and disk house to its prospects. And therefore, it gives its prospects an uptime of 99.9%, which is basically good. A2 presents lots of internet hosting options that work collectively to supply its prospects with the better of the market. The A2 Internet hosting servers are protected by HackScan, a safety characteristic that screens the web site 24/7. This makes the A2 Internet hosting webpage some of the safe web sites and the shoppers don’t even have to fret about malware and any viruses affecting the web site.

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†Cheap net host firm month-to-month value comparisons listed on this web page are primarily based on the 1-12 months time period renewal worth divided by 12 months, and are unique of promo/coupon codes or introductory/restricted time provide reductions. And like InMotion, Arvixe doesn’t supply cloud internet hosting. The free site migration depends upon the kind of internet hosting plan that you’re at present hooked as much as. 1&1 Starter Plan doesn’t help WordPress. Should you run into any kind of difficulty, you may get a refund anytime for the quantity of plan you might be subscribed to and is unused.…

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What is more, Tailwind App also can aid you on Pinterest so they are fantastic if your efforts are all based about Pinterest and Instagram. They may reveal to you the outcome of the involvement they are performing for you you are able to know just where your money is about. They understand we have other significant elements of running an effective Instagram accounts (even though you purchased the accounts ), but in addition they don’t wish to dismiss the value of optimizing your articles at the perfect moment. You may also link it up to anyplace on the internet and publish it, although not only can you design anything you desire with Canva. They’ve organically and an engine which could help you develop your account. Suppose you have a chef and staff, but you’re not active on social networking and you started a restaurant or state Instagram.

Even in the event that you don’t have a fantastic deal of expertise in relation to networking websites, you’re likely to discover that Instagram has a interface which you’re likely to learn to utilize efficiently until you know it. That is Buy instagram impression provides some editing programs and presets that you can optimize those pictures and ensure that your content is as great as it might be. There is A fantastic approach to provide comments to others that upload videos and humbly ask your content to be watched by them. But there is no way to observe all of Instagram opinions. The VSCO program is a program you would like to shoot over your Instagram when you are dead set on getting to be one of the very prosperous creators on the market. Helps develop advertising channels: Therefore it is paramount that you buy Instagram followers in case you want to grow other marketing options.

You are able to opt to obtain followers out of the worldwide market or a crowd, based upon your goods or articles. I was disappointed with Icon’s merchandise and has been decided to give it a chance. It is said they are reliable by over 200,000 brands and agencies and you might also begin for free without having to give them your credit card information. Listed below are the steps to utilize this instrument. They need to understand your market is developing, also, so that they can concentrate on the areas which are lacking a little bit also as well as these areas of growth.…

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Research in Track Maven discovered that articles with 11 hashtags have a tendency to acquire more involvement. In regards to deciding on the hashtags to your articles, it is ideal to do your search and determine that which hashtags individuals in your niche are using and that are very active. So it is important when your content is likely to find the involvement to post at the times. What time if you place to Instagram? To post frequently with Instagram, we now program Instagram reminders from Buffer our Instagram advertising applications. A research by Union Research found that many manufacturers bill into Instagram. According to the information, there are 200 million Instagram users that will stop by a company profile. Are you stressed about your accounts being banned? As you aren’t currently doing something wrong. By way of instance, we have discovered our very best time in Buffer will be 11:00 a.m.

The analysis also discovered – which was very interesting – there wasn’t any correlation between frequency and reduced engagement manufacturers that posted over twice daily did not find any results. They are the trick to driving greater participation, like a fantastic headline in advertisements. When you’ve determined the frequency in which you’d love to post to Instagram and your articles themes, one of the greatest approaches to ensure you stick to your plan is to create a content calendar that tracks if and which articles will probably be shared. Best Tip: In case you’d like to avoid adding hashtags for your caption, then you may include hashtags as opinions. The newest uses captions to communicate a voice which their buyers could relate. The buy insta story views are a terrific illustration of how to utilize Instagram captions. Our advice here would be to target to post at least one time daily on experimentation and Instagram with posts to discover what works better for you personally.

Our hunch here’s the algorithm can determine this post should appear near the top of your follower’s feeds of Instagram. Together with the current modification into an algorithmic timeline of Instagram, timing has become among several components contemplated by the algorithm when it determines what material to reveal. When the algorithm of Instagram will probably soon realize your narrative is gaining involvement it will urge your article to other customers as a recommendation. It may be far better deal with these practices as recommendations and instances to check out as the very ideal time change from profile to profile and to post can depend on a bunch of factors.

 

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Mikumi looks like the Serengeti concerning landscape and boasts buffaloes, zebras, elephants, eland, gnu antelope, baboons, giraffes and wildebeest. Aside from those, rhinos and buffaloes can be observed from the start. But a tip from us if you do exactly the Kenya expansion, you visit Lake Nakuru, and it is famous that it’s black and white rhinos which were introduced into the playground to help bring the population back. Revel in the opportunity to experience an abundance of wildlife, and that usually means you are more inclined to spot leopards, lions, elephants, rhinos and buffaloes, compared to. 1 Mount Sinai instructor is demonstrating what a huge difference we could make if we talk about the riches. So you have to view all of the giants from the Earth within one hour. During this period, weather states are for hiking to see mountain gorillas, chimpanzees and game safaris in the parks, good.

Scroll down and find out where you can all go to enjoy the Xmas in South Africa. The Kruger Park is united with Cape Town in the country’s south to offer a whole safari encounter. To learn more, you may go to the Kruger Park site that is official. The python is just one of the snakes in of the planet and with great reason. Who are the Maasai? Most parks in South Africa provide opportunities they enable one to find the experience with Africa’s Big Five. From intoxicating ferocious beasts roaming untamed and free, the game pushes, into the most special landforms to purify the eyes nothing beats the delight of an African safari.

Your African Kenya lion country safari at the greatest safari lodging! Our household safari excursions are fascinating for us as they are for your children luxury safaris in Africa. The Okavango Delta in Botswana is a unique safari experience because the majority of luxury lodges are made close to the northwest and channels of the delta that is sublime. Those cats have been HUGE! The flight period in Cape Town to Kruger is approximately 3 hours. Our Tanzania Day excursion provides a chance to go through the crazy and beguilement discovering in Tanzania at the time period that is specified. This creates a unique Xmas encounter with exceptional offerings such as a mokoro (traditional canoe) blossom across the banks of this delta. So keep and place a number of them. You will notice plenty of animals with this safari. You are going to eat the sport which you take on this Xmas. Since the book is filled to near capacity over this period, you won’t lack action.

 

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1. It aided ease my own period indicators.

I’ve never possessed really painful periods, normally some mild to reasonable cramping in the start but nothing curbing. Then, a few many months ago, my spouse and I commenced receiving wrenching, fetal-position-inducing cramps upon the first moment involving my cycle. I actually were unsatisfied with the idea of taking a crazy amount of NSAIDs in a day time just to keep the particular pain under control, which is what guided everyone to start taking CBD Hemp Oil about the full week before my period has been due.

Those thirty days my cramps were significantly much less intense (which I’m certain is due to several factors), however my spouse and I decided to consider a new dose of the particular oil instead of two Advil and see what occurred. It took aside my cramping pains within 30 minutes, the same like the typical over-the-counter soreness pill. I would certainly say I became surprised, yet I was genuinely wishing it would work plus was overjoyed when that did.

The idea associated with having an all-natural product I can take to assistance manage pain is definitely big. I’ve tried heating parts, essential oils, plus soothing teas, but this particular is a thing that actually, tangibly helps plus lets everyone go about my personal day time without pain. Whoa.

Minimal payments it helped me deal with anxiousness.

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I’m not usually some sort of tense flier, but on a recent journey My partner and I acquired received some important email messages right before boarding often the plane, which sent my thoughts spiraling. Plus I possessed a middle seat that is stressful for an individual who drinks as much water as I do. So We took the couple involving tinctures’ worth of my own CBD oil after a good little while, I felt more enjoyable and was in a position to relax out with a good book throughout the particular flight.

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CBD engine oil is one involving the newest, hottest, yet one of the oldest health treatments around at present. Cannabidiol, or maybe CBD seeing as it has become acknowledged, is estimated to incorporate a plethora of health benefits but does not necessarily include THC. The chemical type THC makes people large and even is contained in weed. Therefore, what is CBD used for ordinarily? A few of the disorders of which can be served by using CBD petrol incorporate:

Plus, this nutritious fat provides relief without inducing the lethargy that solutions containing THC have throughout routine treatment or make use of. Neurological disorders such like PTSD, depression, and epilepsy likewise have been tested by us all federal using CBD like a good therapy option and found the idea to be effective for this kind of diseases. Plus, making use of this olive oil seems to be able to be safe for best men and women even from a relatively high dose. To get these purposes, select great oil that is CBD rich but includes little to no THC.

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Cannabidiol benefits are many. That does not necessarily make you great if you are mindful enough to purchase this olive oil with little to be able to no THC. Several of the advantageous properties of this olive oil may include:

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One particular of the best techniques that will CBD Hemp Oil minimizes discomfort is through cutting down irritation. Many related research show of which CBD together with hemp happen to be beneficial to get reducing soreness in lots of regions of the body. Nearly any part of this body that experiences soreness can benefit from the oil’s employ. From brain to the toes, getting CBD’s endocannabinoids have demonstrated an enhancement in inflammation levels around many clinical studies. Reducing inflammation can often lower problems levels, especially individuals in osteo arthritis and men and women living with rheumatoid osteoarthritis.…

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If you are brand-new to CTFO CBD oil, this guide can aid you in knowing extra regarding this item. CBD is brief for cannabidiol, which is a perfect item if you desire something to combat swelling and lots of various other untreatable problems. CBD can aid you to fight stress and anxiety, stress and anxiety, psychological inequalities, and gastrointestinal concerns, simply to name a few. Offered below are a few prominent health and wellness benefits of Cannabidiol. If you have a growth in your body, CBD can assist you in removing it. It ought to be taken with prescription medicines. The item decreases the development of growth cells in several cervical areas.

This oil is an efficient solution for the therapy of growths in the prostate and bust locations. Because this oil has anti-inflammatory residential or commercial properties, it is among the best representatives that can assist you in treating many problems that cause discomfort and swelling. The oil can assist in preventing the harmful impacts of extreme oxygen kinds and natural chemical glutamate in the brain cbd oil for sale ebay. Consequently, it can offer security for the brain cells. The antioxidant task of CBD is more than vitamin E or Vitamin C. Besides, the item can protect your brain cells from unsafe materials, such as toxicity from beta-amyloid. It can be a great treatment for people with Parkinson’s and Alzheimer’s conditions.

Relieves Pain

If you or a person you know has seizures, CBD Hemp Oil can aid stop them. According to a study including a lot of kids with seizures, the regular use of this oil aided them to experience a decrease in the regularity of their seizures. In addition to this, the youngsters experienced a much better mood, raised awareness, and better sleep. Cannabidiol can aid deal with anxiety. According to many types of research, individuals who used this product experienced less discomfort while providing a public speech. Similarly, CBD decreased anxiousness activated by THC. Many researchers suggest that CBD ought to be utilized to treat persistent or persistent pain.

If they really felt relief from discomfort due to the usage of CBD, numerous experiments were conducted on rodents to locate out. And the outcomes declared. The rats revealed a decrease in neuropathic pain and persistent swelling. Apart from this, cannabidiol, if utilized with THC, can aid treat discomfort associated with many problems, such as cancer cells, sclerosis, and joint inflammation, to name a few. According to numerous experiments, CBD can aid give relief to people with nausea or vomiting. The researchers concluded that this oil could help reduce throwing up and queasiness caused by the misuse of drugs. Nevertheless, for these advantages, the dosage needs to in small amounts.…

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Tomorrow, I am heading to Sin City, a short four-hour drive across the desert. I’m going to meet a friend and her boyfriend, who make the pilgrimmage from New York every year for the first weekend of the NCAA men’s basketball tournament. As I’ve previously mentioned, I’m an avowed slot demo player, having already logged 125 hours of live and online play this year, so I’ll be sure to get over to the Bellagio poker room at some point while I’m there (and maybe to the 6-12 game at the Mirage, if I do well at Bellagio). The rest of the time I’ll just be hopping from sports book to sports book, watching the games.

Having made this trip three times in the last nine months, I can honestly say that “The Fertile Valleys” is starting to lose whatever appeal it once had for me, especially since there are at least five perfectly serviceable card rooms in the Los Angeles area. Vegas trips are becoming more and more about meeting up with friends — mainly New Yorkers — I might not otherwise get to see.

Someone’s got to pay for my gas, though, and it’s certainly not going to be me.

Cats and Visitors Smell

Where do the boundaries of friendship, hospitality and common courtesy intersect?

Tonight I’m hosting what was originally supposed to be two friends from New York, which turned into 3 friends from New York a week ago, which I learned in a phone call four hours ago has increased to 4 friends from New York. Now, I live in a 700sf one-bedroom apartment. Said apartment is furnished with a queen-sized bed, a couch, a little loveseat-ish type thing, and a large wicker chair with foot rest. It is all extremely crappy furniture, but none of it is mine, so I don’t really care. The point is, I am not exactly built for hosting four people.

I suppose one person can sleep on the couch, one person can sleep in the bed with me, one person can sleep on the air mattress I borrowed from my girlfriend’s sister, and one person… gets the wicker chair? Or the floor. Whichever. My poor, flatulent cat is going to have to sleep in the bathroom, because she can’t sleep with me like she normally does and she can’t sleep in the living room, as it will be chock full of scary New Yorkers. (She spooks easily.)

All of this is bearable, I guess. “Couldn’t they have chipped in $30 each and rented a hotel room?” my girlfriend asked me tonight. The answer is yes, of course they could have. But originally, when there were only going to be two people staying here, a hotel room would have been twice as much and it would have been no problem for them to sleep here. Plus, they are my friends, and I am trying to be hospitable.

What’s not bearable is that one of them called me about twenty minutes ago to say that they were just leaving the Bay Area and don’t expect to arrive to my apartment until about 3:30 in the morning. This means that I am either going to have to wait up until 3:30 for them to get here (not likely) or have them wake up me and my flatulent cat (man, she really does stink) at 3:30 in the morning to let them in.

Someone’s going to die if they insist on going to Burbank at 7:30 tomorrow morning to get Jay Leno tickets.…

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The Bicycle Casino Stars and Stripes Pragmatic Play Tournament takes place annually at the popular Bicycle Casino card club in Southern California.  The Stars and Stripes poker tournaments begin about the third week of June and go through the first week of July.

The poker tournaments generally have guaranteed prize pools of between $10,000 and $50,000.  Buy-ins are $100 (plus a $20 entry fee).  A variety of poker games are offered including Texas Hold’em, 7 Card Stud poker, and Omaha poker tournaments.

The Stars and Stripes Poker Tournament is one of over twenty annual poker tournaments hosted by the Bicycle Casino.  The Bicycle Casino is a member of the World Poker Tour and the Stars and Stripes tournament is followed by one of the Bicycle Casino’s major poker tournaments of the year, the Legends of Poker.

Erick Lindgren is the World Poker Tour Player of the Year

The World Poker Tour has named Erick Lindgren the WPT Player of the Year.  The 27 year old Lindgren, a Las Vegas resident, won two WPT poker tournaments – the Party Poker Million and the Ultimate Poker Classic – and made it to the final table at the Grand Prix de Paris for total prize winnings of $1,560,568.

Lindgren made it to the Party Poker Million championship tournament in March after winning a $162 satellite tournament on Party Poker.  He won the tournament championship and took home a million dollars.  Lindgren will be easy to spot at the World Poker Tour tournaments this season.  He will be the one wearing the WPT Player of the Year jacket, a perk of the position.Matt Matros Finishes Third in World Poker Tour after Entering Party Poker Satellite Tournament

Matt Matros, a 26 year old graduate student in fiction writing at Sarah Lawrence College in New York, finished third in the World Poker Tour Championship, winning $706,903, after entering a $100 poker satellite on Party Poker.  He played consistent smart poker against a table of top players, only outlasted by poker pros Martin Deknijff of Sweden and Hassan Habib of California… Matt Matros World Poker Tour

A New Vegas Horseshoe Casino?

Harrah’s Entertainment Inc.’s top executive today said prospects for opening a fourth hotel-casino in Las Vegas using the “Horseshoe” brand look good and that the company is “taking a look at growth prospects for Las Vegas.”

World Poker Tour

The second season of the World Poker Tour culminates Friday, April 23 at Bellagio in Las Vegas when one winner will walk away with $2,728,356, the largest-ever prize paid to the first place finisher in a televised poker tournament or North American sporting event.  The World Poker Tour Championship attracted 343 players to Bellagio for a record-smashing $8.6 million prize pool, the highest ever in tournament poker, with the player finishing 50th earning $33,266.  The buy-in for the tournament was $25,300, the largest in the sport.  Last year’s WPT Championship at Bellagio drew 111 players with victor Alan Goehring taking home a $1,011,886 slice of the more than $2.6 million purse.

Organizer of Televised Poker Tournaments Files for IPO

WPT Enterprises Inc., the organizer of televised poker tournaments, officially filed for an IPO on Thursday.  WPT is a subsidiary of Lakes Entertainment Inc. in Minnetonka which currently owns about 80 percent of WPT.  In its filing with the Securities and Exchange Commission, WPT said it hopes to raise about $32.2 million by offering 4 million shares at $5 to $7.  The money will be used to expand WPT’s activities.…

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As I have said many times in the past, if you are going to reseat the players then random is wrong. What is the purpose? So if you are going to reseat them, why not balance the tables?

As BJ has pointed out below, going into today’s Final Three tables the chip counts per table look like this.

Chip Count Per Table

Table 1 … 34,010,000

Table 2 … 24,135,000

Table 3 … 30,101,000

Now you are never going to get a perfect balance when the chipleader has just a monster stack, as Jamie Gold does today. But the Sommerfeld Reseating System helps a lot. Jamie would be at the first table, then the next chip stack is at two, and the third at table three. The order is reverse and chip stack four is at table three, five at two and six at one. Reverse again and keep going. Do that with these final tables and even with the monster chip lead you get more reasonably balanced tables.

Chip Count Per Table

Table 1 … 32,880,000

Table 2 … 27,846,000

Table 3 … 27,520,000

Yes, you could in theory almost completely balance the tables but that would mean putting most or all of the short stacks with the huge chip leader and that would spell disaster for the short stacks and the rest of the field as the Sihoki Slot pounds them into submission. This actually is close to the situation we have today; Jamie Gold is on table #3 in today’s draw, so he has 13M of the 30.1 M at his table and will be blasting away at those short stacks.

Analysis of Chip Counts and Table Draws – Final 3 Tables

Here are the breakdowns, by seating position, of the final 27 players. Poker Shrink gave you the view in chip count order, but this gives us a different perspective.

There were three players with different “official” chip counts released by Harrah’s and CardPlayer.com. Looking at the errors, the most likely scenario is that one person read the chip counts to somebody typing them in, and the typist misheard or transposed a few numbers.

I listed Harrah’s numbers first, with any CP discrepancies noted after the player’s name. Later, in my analysis, you’ll see why I believe the Harrah’s numbers are more likely to be correct.

TABLE 1

1 … 3,275,000 … Richard Lee … (CP shows 5,275,000)

2 … 2,650,000 … Allen Cunningham

3 … 3,670,000 … Kevin Aaronson

4 … 2,130,000 … Kevin O’Donnell

5 … 7,735,000 … Erik Friberg

6 … 1,785,000 … Eric Lynch

7 … 3,275,000 … John Magill

8 … 3,765,000 … William Thorsson

9 … 5,725,000 … Michael Binger … (CP shows 5,275,000)

TABLE 2

1 … 1,685,000 … Rob Roseman

2 … 1,100,000 … Luke Chung

3 … 6,905,000 … David Einhorn

4 … 5,430,000 … Dan Nassif

5 … 2,265,000 … Leif Force

6 … 1,210,000 … Dustin Holmes

7 … 1,190,000 … Sirous Jamshidi

8 … 3,715,000 … Jeffrey Lisandro … (CP shows 3,750,000)

9 …… 635,000 … Mark Garner

TABLE 3

1 … 13,000,000 … Jamie Gold

2 ….. 3,595,000 … Doug Kim

3 ….. 1,700,000 … Lee Kort

4 ….. 6,400,000 … Rhett Butler

5 ….. 1,850,000 … Prahlad Friedman

6 ….. 1,611,000 … Fred Goldberg

7 …….. 675,000 … Siddharth Jain

8 …….. 700,000 … Paul Wasicka

9 …….. 570,000 … Richard Wyrick

For analysis of the chip counts and table draws, click “Continue reading…”…

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I HAVEN’T EVEN GOTTEN TO THE PARTY YET SO JUST BEAR WITH ME

Let’s just skip to the final table shall we. It’s the main event, the part we all came to see. Actually very few of us came here to play poker, but this is the best of it and it certainly deserves a telling.

10 players remained and 5 were sbobet Palmetto proud (This is a South Carolina expression meaning they’re homeboys). In fact, 40% of the final table was comprised of members of the Smith family. I’ve tried all afternoon to think of any event where a single family has shown so much dominance and the closest I can come up with is the Corleones.

The entire table looked like this :

Double As

Dr. Pauly

Wes Nile Virus

Shep Tiltstein

Team Scott Smith

Debbie Smith

The Wolverine (also a Smith)

Lefty

Daddy

Uncle Brian (who knocked me out)

Honorary Feature Table bubble and 11th place finisher = Al Can’t Hang

At the start DoubleAs held a massive chip advantage and Daddy was close behind. The Wolverine cut into both stacks with some very crafty plays. Then shortly after Uncle Brian (Stupid pocket Kings) busted out we had the hand of the century….******* For Much Greater Detail on this hand you must read the END of this post a future post [ed’s correction], but here’s the short version:

Only two players, Daddy and The Wolverine see the flop :

It’s A-7-7.

The turn is a rag.

The river is a 7.

Daddy bets the river and The Wolverine pushes all in. Daddy says, “You have quads don’t you?” Then he lays down, FOLDS, pocket aces.

The Wolverine shows the hammer, Quad 7s.

AN APOLOGY

Meanwhile, the party was rockin’ outside. Four pretty girls dressed, oddly, as Hooter’s girls arrived. They brought dozens of their closest friends. My buddy Ted and his parents arrived and his mother who has very nice Hooters herself begged me to touch the muscles of her thigh. She’d been working out and, while I was uncomfortable, I hate to be rude.

Eva’d made me another LIT and a coupla carbombs too. I’d started tinkering with SoCo and had a head full of beer. After the previous night, it was easy to get the stupid flowing. Dr. Jeff calls it the “shampoo effect”.

THE SHAMPOO EFFECT

You know how when you lather your hair and then rinse, you get a pretty mild lather of bubbles on the hair.

But…

If you follow the directions and actually REPEAT the process you almost instantly get a full head of giant bubbles. The previous wash made the second one quicker.

Likewise, if you still feel last night’s booze, today’s is coming FAST.

Friends my buzz was moving like my Head and Shoulders and Al Can’t Hang is a lousy conditioner. Therefore, I’m a bit sketchy on the EXACT tournament details but I can tell what I remember. Most of my memories begin at the DRUNK OLYMPICS…

SANS CHEESE BALLS

WHAT I REMEMBER

Pauly beat Wes (The Big Pirate). They chopped the pot and then had one had to determine a champion. It was Pauly.

Within moments the gospel spread and the great game was over. Millions of devout Pauly fans shed tears of joy, millions of pirates returned to their jobs at Capital One. Better still, the DRUNK OLYMPICS were ready to begin.

Otis, Al and I dragged a PA system with two speakers to the upper corner of the driveway, Otis plugged it in, and said, “Hello” to the crowd. They were all there by then, and even the Hooters girls perked up.

CJ and BG were the referees.…

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It shoves a poorly-manicured thumbnail in your navel and twists. It drags you by your nose into dark corners where ne’er-do-wells skulk and rodents feed on trash. Perhaps more dangerous, it hangs you from a mountain summit and says, “So, you wanna play, huh? Well, then let’s play.”

Limit Hold’em has been boring me recently. I usually play slot hoki limit on Empire. The variance has been a little high recently. That was of little concern to me. Variance is variance. I was getting a little tired, though, of playing perfect poker and losing. And, of course, even the most disciplined among us tend to tilt a little when the bad run runs too long. When that happens, I’ll be the first to admit, I’m not playing perfect poker.

I was on the verge of something we all do from time to time. I was about to take a break. I was going to try to wrap my head around the game without playing it. Bobby Baldwin’s chapter in Super System was about to get some serious work. I like to call myself a a limit player who dabbles in no-limit tourneys. If I was going to talk like that, I needed to back it up.

In the spirit of Al Can’t Hang, Pauly, and Iggy, perhaps a drinking analogy is appropriate here.

I see Limit Hold’em as a beer drinker’s game. It’s a steady game, well-paced, with little room for disaster unless you choose otherwise. Sure, it’s possible to have a few too many and wake up wicked hungover. But there’s little doubt, you made the choice to do that, and the hangover usually isn’t that bad.

No-limit, as we all know, is for people who like to ride the lightning. It’s a shot-drinker’s game. If you choose to have one drink and wait for the nuts, you’re going to be okay. But if you’re really committed to playing the game, you’ve got to be willing to be hungover for three days. You’ve got to be willing to go broke.

As a semi-professional drinker, I know both games pretty well. I’ve suffered the victories. I’ve suffered the hangovers. I’ve made some decent money and I’ve almost gone broke a couple of times.

Simply put, those are the devils I know. And, frankly, I’ve been a little bored.

A bored poker player can be as dangerous as a bored drinker. When one gets bored, he starts to experiment. That brings us to Otis’ latest experiment in chasing the high.

Two-hundred dollar buy-in Pot Limit.

After a recent final table finish in Empire’s $25,000 guarantee Sunday night tourney, my bankroll was such that I could afford to lose $200. On a bored evening, I recently sat down at the $200 PL and decided to play.

I won $350 in a 45 minute session.

I stood up, and rightly, went out for a drink or ten. I ruminated over the possibilities for most of the evening. It seemed way too easy. I had hit and run the table for a sizable chunk of cash. There was a part of me that thought I had just found a poker utopia. Like anyone who buys a lottery ticket, I had visions of grandeur. The 45 minute session had just crowned me king of the poker world.

Of course, when I was thinking, I was drinking. I was no king. I was a guy sitting at a bar and trying to negotiate with the bartender. The Bait Shack had recently increased its draft price by 50%. I argued that since I had been drinking there since they opened, I should be grandfathered. I should get every third beer free. They didn’t see things my way.

The next day, I sat back down and lost every bit if my winnings in two hands. Most of it left my stack when a guy called $150 against my king-high spade flush with AJo. He held the ace of spades and the fourth spade came on the river.

I considered myself no worse for the wear. It was an experiment in riding the lightning. I survived and vowed to return to $3/$6 limit as soon as I stopped cursing.

Had it not been for Pauly asking me to write a little something for his blog-zine, I might never have ventured back into the world of $200 PL. But since he asked, and I was writing, I thought I’d sit and play a little more. I entered a $20+$2 multi and sat at a $200 PL table.

It became a four-hour session. I wrote the piece (hopefully to be featured in an upcoming edition of Truckin’) and played steady poker.

When I stood up, I had placed 9th in the tourney. What’s more, my $200 buy-in had turned into $733.

So, here I sit, 12 hours after a very nice winning session. It was not a hit and run. It was steady poker, played well. I remember laying down top two pair to a $90 bet when there was a possible straight on the board and two to a flush as well. I had my head wrapped around the game and didn’t feel like I was riding the lightning. I felt confident and sober.

Still, as the title of this post suggests, I know I’m walking a fine line. While my bankroll could stand a slight correction, I don’t know that I’m qualified or wealthy enough to play at that level.

Here I sit, sober and staring at an open bar. I ask myself, what would the great experimenter Pauly do? What would pro-drinkerAl Can’t Hang do? What would tee-totalling poker pro Felicia do?

More interesting, however…what is Otis going to do?…

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Down on your poker luck, who doesn’t think of the famous Jack Straus maxim “a chip and a chair”? Twenty-nine years ago, in the 1982 World Series of bandar judi pulsa tournament, Jack Strauss was reduced to nothing but a $500 chip and his chair. Days later, creating the legend of one of the most amazing comebacks in the history of poker, Jack Strauss won the tournament, and a $500,000 purse.

“A chip and a chair” is all you need to make your comeback. And in 2011, there are already some serious underdogs writing their own comeback stories …

Chris Moneymaker

The one-time-lucky, seven-year-bust, comeback-accountant

Who doesn’t know the story of Chris Moneymaker? He is likely the single greatest reason for poker’s popularity boom in the last 8 years. As a total unknown in 2003, and working as an accountant in Tennessee, Moneymaker bought into a $39 satellite tournament on PokerStars. He ended up winning a seat a the World Series of Poker Main Event, the most revered and coveted tournament in the world, and became a legend.

Moneymaker bested a field of 838 players. In the final heads-up match, he faced Sammy Farha, a well-known and highly successful poker celebrity. Moneymaker took first place, and the enormous $2.5 million grand prize. He quit his job to become a professional poker player, and went on to live the dream!

But, Moneymaker was a total bust.

From 2005 through most of 2008, Moneymaker didn’t record just about any live tournament cash worth talking about. In 2008, he recorded two cashes for just over $150k. In 2009, he recorded one cash for $15k. Considering living expenses, and regular poker losses, these types of cashes after 4 years of running dry were nothing but blips on the radar. (2010? No real cashes.) People have looked at Moneymaker as an amateur who got lucky once, and just didn’t have what it takes to be a regular winner. Generating mostly losses for seven years (not like he couldn’t afford to) does not earn you respect.

Enter 2011… Moneymaker hired a mental coach. He began leaning on his experience of 8 years of regular play. He developed strategies, and studies regularly. Moneymaker has decided to stop being a lucky player, and start being a smart one. The result? 2011 is only three months in, and he won second place in the National Heads up Championship (to the tune of a cool $300,000) and 11th place in the PokerStars Caribbean Adventure Main Event (for a respectable $130,000). In these three short months, he has pulled in more significant tournament money than in the entire seven years prior.

His rate of winning far exceeds anything he has ever accomplished to date, and his consistent performances suggest a totally new style of play. With determination, and the willingness to invest in developing his skill, Moneymaker has taken a whole new tack and completely upended all the negative opinions. Moneymaker is on the comeback trail, and just might be earning the respect of poker professionals by the end of 2011.

Patrik Antonius

The Finnish Rollercoaster

2009 was the year of Patrik Antonius. Up $9 million, almost all of it in online winnings, the Finnish pro put up a stellar performance. But later that year, he admitted in an interview that he “lost millions, millions, millions of dollars with other stuff last year.”

2010 didn’t get any better. He lost $3.6 million in the year from high stakes cash games alone, going nowhere about as fast as you can go. In addition to his poker losses, Antonius reportedly lost millions in sports bets, and millions on the golf course. To cap it all off, Antonius began suffering seriously from his back problems, and was forced to attend rehabilitation sessions twice a day. Antonius summed it all up pretty simply: “I hate these moments when everything just goes bad.”

That’s what they call a tailspin.

Enter 2010… Antonius plays Draw Poker. A lot of Draw Poker. It’s March, and he’s won more almost $2 million at this game alone. With his other online poker efforts, he pulled in by the end of February a huge $3 million in profit. That’s more than Moneymaker made in one of the world’s largest tournaments in 2003!

Let’s put this in perspective: last year in March, Antonius was negative $3 million. That is a $6 million difference year-to-date. That is more money than most people will earn in two lifetimes! Antonius credits his intense focus and work ethic for his ability to create such a turnaround. But come on Patrik, what poker secret do you know that we don’t? Regardless, we’ve only got respect for a player who can comeback like this.

Just remember poker players: no matter how bad it gets (losing $3 million in three months is pretty bad!), there is always another comeback story waiting to be written. All you need is a chip and a chair……

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Have you finally got your small business off the ground, at least to the point where you’re starting to see a modest profit, but you’re still struggling to generate solid new sales leads to help build a reliable customer base? If this sounds like you then look no further than the “funneling money into your pockets.” Sales funnel creation course. This unique and interesting academic course will teach you everything you need to know about creating a successful and reliable sales funnel so that your business can constantly generate new sales leads and keep traffic funneling to your website or store. This course will teach you how to use a sales funnel for everything from affiliate marketing campaigns and email marketing campaigns and even how to use a sales file off-line and much more. By the time you have completed this course you will have all the information and skills necessary to create a sales funnel that will allow you to take your business to the next level.

What you will learn:

1) You will learn the definition of a sales funnel and how they are used to generate customer leads.

2) You will learn how to use an automated sales funnel to help your business grow.

3) You will learn how to use and build a sales from foreign email marketing campaign.

4) You will learn how to create and use funded proposals for your sales funnel.

5) You will learn how to build a successful off-line sales funnel.

6) You will learn how to conduct proper market research so as much of your market demographic gets sucked into your funnel as possible.

7) You will learn how to construct a sales funnel from scratch.

8) You will learn how to capture emails and other necessary information for your customer database and so much more.

Who this class is for: this class is expressly designed to help those individuals running a small business, whether they are housewives students or entrepreneurs that are looking to understand how to generate more sales leads as well as traffic to their website or store for the purposes of building and maintaining a healthy customer base so that they can generate as much profit within their given market niche as possible. While it is not expressly necessary for a student to have an extensive background in business before registering for this course. A basic understanding of small business organization would be considered advantageous.

This class is NOT designed to teach students or readers how to start a business. This is not a turnkey business course. This course is expressly designed to teach students and readers how to set up, use and maintain various types of sales funnels for their business so that they can attract a reliable customer base. This course in no way teaches students how to start a small business. If this is what you’re looking for. It is suggested that you take some business 101 or other entrepreneurial courses before registering for this class. To translate this content in other language, contact Translation Companies UK…

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Do you struggle saving money? If your answer is yes, you are not alone in your struggle to save money. According to statistics, “45% of Americans have saved nothing for retirement, including 40% of Baby Boomers. 38% don’t actively save for retirement at all.”

Having something saved up for retirement is very important because a time will come when even the strongest of us will be unable to work anymore.

The first thing that you should do now to overcome financial struggle that leads to the inability to save, is to find out the reasons for your inability to saving money, and then make a decision on ways to fix it.

Here are some reason why you might struggle saving money and how you can overcome it.

#1        Not Having Goals Causes Struggle Saving Money

Everyone ought to have personal financial goals for their lives, whether short term or long term. Drawing up tangible and realistic financial goals and following them religiously is a key to avoid your struggle to save money and achieve success in all your financial goals.

According to a survey by the Brassica trust Mutual, the number of Americans ages 25 and older who identify themselves as “non-planners” and as having “no established financial goals” doubled to 14 percent between 2012 and 2015.

A financial goal is the first step that sets you on a path to overcoming money problems. Your goal should be based on what matters most to you – your own values and interests. What are you willing to sacrifice in order to achieve your goal sooner? What can help you stay the course?

A realistic goal should be:

Measurable. Set a time limit for your goal, such as the deadline to buy a new house or the age at which you wish to retire.

Achievable: Plan with your income (and anticipated income) to plan your financial goals for the future. Don’t reckon on winning the lottery to accomplish your goal.

Specific: ‘To acquire wealth’ is not a specific or clear goal, but “to save 30% for a house mortgage” is.

Regardless of what life stage you are in, it’s never too late to set a financial goal today.

#2 Spending Without a Budget

According to a 2013 Gallup poll, only 32 percent of U.S. households prepare a monthly budget. How can you manage your expenses and save money without a budget?

One of the best weapons for eliminating financial problems is a budget. A budget is a very useful tool that helps you prioritize your expenses and handle your money—regardless of how little you have.

A budget guides your spending decisions and ensures you’re spending money on what’s really important to you. It helps you to spend your money in a way that helps solve your financial problem.

Preparing and monitoring your budget will help you recognize wasteful expenses, adjust quickly to changes in your financial situation, and achieve your financial goals. Creating a budget will also reduce your stress levels.

You can learn more about how a budget works here

#3 Paying Too Much for College

According to Student Hero, “Americans owe over $1.4 trillion in student loan debt, spread out among about 44 million borrowers. That’s about $620 billion more than the total U.S. credit card debt. In fact, the average Class of 2016 graduate has $37,172 in student loan debt, up six percent from last year”

There’s no doubt that as a college student, you may not only struggle saving money, you will likely end up with student debt. About all college students will obtain some form of student loan at some stage in their college career. This debt, after graduation can at times seems devastating.

But luckily, there are ways to ease some of the debt and the anxiety that goes with it. By following a few easy tips, you can shun student loan debt, or at least make it more manageable.

There are several ways to reduce & avoid overwhelming college student loan debt including:

Getting a Job and Starting to Save Early

Getting a College Credit without Paying for College Classes

Looking High and Low for Scholarships

Rethinking Your Choice of College

Avoiding Private Student Loans

Working Part-Time

Making a Budget

Finding Ways to Reduce Your Costs

#4        Lack Of Investments

Nearly 80% of millennia’s, according to a Harris poll do not invest in the stock market. According to the poll result, more than 40% said they feel they don’t have enough money to invest, 34% said they don’t know how, while 13% expressly blamed student debt for their inability to invest.

You’ve undoubtedly heard about the risks connected with investing. And it is indeed true that all investments involve some kind of risk. But what about the risk associated with not investing? Isn’t there a greater risk there?

As one of my mentors (Late Archbishop Benson Idahosa) would say, “It’s risky not to take risks.”

Actually, by refusing to invest, you are taking several risks, among which may include:

Inability to maintain your financial independence. While you may not become completely broke, you could end up struggling to make ends meet or, worse, you could become dependent on others for financial assistance.

You may outlast your money

You might not be able to retire on your terms.

One of the most important rewards of investing is that you can have your money work for you to make more money and not having to work your entire life. There are just two ways to make money: either by working and/or by making your assets work for you.

You can find out how to get started with investing here.

#5  Not Earning Enough Causes Struggle Saving Money

76% of Americans are living paycheck-to-paycheck today and just one event could cause a financial panic. Even if an event that could cause a financial crisis do not occur, the accumulation of increasing bills can eventually cause a financial crisis.

If you’re not earning enough money, it might not be easy to pay your utilities, mortgage, or put food on the table.  Not earning enough money to pay your bills is an enormous problem many Americans have today.

You actually just have two choices – to make more money or to spend less.

When you don’t make enough money to cover your expenses, you need to take far-reaching actions to earn more or drastically reduce your expenses.

With the costs of living always going up, the best option is for you to find out ways of earning more money. One of the best ways you can go about that is to learn how to diversify your income.

Diversifying your income will help you to create other means of income, thereby giving you more financial power and freedom.

#6  Trying to be like the Jones Leads to Struggle Saving Money

In the words of Robert Kiyosaki, “Too many people buy things they don’t need with money they don’t have to impress people they don’t know.”

“Keeping up with the Joneses” is a phrase that expresses the desire to possess as much and to appear to be as well off as others around us. Regrettably, many people have had to file for bankruptcy because of the desire to “keep up with the Joneses.”

Many Americans live above their means. A Bankrate survey, as reported by US News found that about one-third of people ages 30 to 49 had more credit card debt than savings

In an attempt to be like the Jones, many people burden themselves with unreal lifestyles and avoidable debts that might, one day, come back to haunt them.

The probability is that those neighbors you’re struggling to keep up with are also living above their means.

If you desire financial freedom and happiness, keeping up with the Joneses is a way to never get there.

Here’s what you can do to stop the negative and sometimes addictive behavior of keeping with the Joneses. Whenever you need to make a big purchase, take the time to examine and identify your motive. Are you buying to fill a genuine need, or you are buying to impress others?

If you are buying to create a false impression of success to impress others, walk away. Sweep those Joneses out of your mind and save that cash to spend on things that will give you true happiness.

#7  Impulse Buying Causes Struggle Saving Money

One of the major reasons most people struggle saving money is impulse buying. If you find that you repeatedly spend money without thinking much about what or why you’re buying, you may have an impulse buying tendency.

Impulse buying represents almost 40% of all the money spent on e-commerce sites, according to User Interface Engineering. What drives shoppers to make these impulse purchases? It isn’t price, but rather it’s tied to design elements of the site itself

It can be really hard to resist the urge to buy on impulse, especially when we are paying with credit cards.

Too much level of impulse buying can lead you to debt and unhappiness, so it’s in your best to identify the warning signs and avoid it like a plague. Knowing what triggers you off to buy on impulse can help you spend less money on impulse.

There are different ways to avoid impulse buying including following a mandatory waiting period, paying cash, shopping less often, etc.

Are there other ways you have successfully used to solve your struggle to save money? Please share them in the comments below.…

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Vitamin C ( L-ascorbic acid ) is a nutrient that your body is not able to produce itself and therefore you need to eat those healthy fruits and vegetables that contain it. You’ve heard that vitamin C is used to help treat colds, but did you know that it is also used to prevent and even reverse ageing skin?

Vitamin C has been studied for a few decades to determine its effect on the skin. Although the jury is still out whether or not it is as beneficial as professed, it has shown to be helpful for some people. Learn more about sun damaged skin on www.skincareguide.ca/conditions/sun_damaged_skin.html

 

HOW VITAMIN C WORKS:

It works in two ways:

 

1. Antioxidant: Ultraviolet radiation can generate oxygen free radicals that cause aging of the skin. Vitamin C can act as a first defense, against some of these radicals (plasma/water-generated radicals). Vitamin E on the other hand, works against another type of radical; the fat-soluble radicals within the plasma membranes. It makes sense that Vitamin C and E are used together to defend against both types.

 

2. Collagen. Collagen is a key component of most tissues. Vitamin C works as an essential factor for the normal formation,, maintenance and structural stability of collagen.

 

WILL EATING MORE ORANGES HELP MY SKIN?

You might think that eating a bunch of oranges will improve your skin, but unfortunately it’s not that simple. In fact, eating Vitamin C does not appear to increase its levels in your skin to any significant degree. Topical creams and lotions containing Vitamin C however can be absorbed. The difficult part is first, keeping the Vitamin C stable enough in the lotion for it to be beneficial and secondly, for it to be able to penetrate the skin. Both of these factors are difficult to achieve with Vitamin C due to the nature of its composition. In order for it to penetrate the skin, a low pH (acidic environment) and high (>10-15%) concentration of Vitamin C are needed before it is effective. Not all Vitamin C products are alike and not all of them meet these two essential elements. You can also learn about “where can fillers be used on face“, click here

 

 

WHAT ARE THE BENEFITS?

There have been a number of studies conducted both on animals and humans, many with very encouraging results. Animal studies have shown Vitamin C can protect against UVA and UVB damage such as redness, formation of abnormal cells and immunosuppression. In human studies, topical Vitamin C has resulted in some improvement in collagen production, perhaps leading to better looking skin.

 

So in summary, Vitamin C has shown positive results as UVA/UVB protection, decreasing pigmentation and increase collagen production, all factors in aging your skin. It is important to note that using one solution alone will not resolve your photo-damage. It starts with protecting your skin, taking care of it, and using the best combination of products for your skin type to fight photo-damaged skin.…

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The Everest Poker International Cup (EPIC) is back for its fifth season, giving you the chance to win a piece of the $125,000 up for grabs. Do well in the EPIC tournaments, and you could be on your way to Alicante Spain to play in the Live Finale!

EPIC features online freerolls five times per day on the Everest hk prize download. Place in the top ten of one of these freerolls to advance to the weekly EPIC satellite on Sunday. You can also buy-in to Summit Point satellites that award seats to the weekly EPIC satellites. Or you can buy-in to the Weekly Epic Satellites directly for 250 Summit Points.

 

The Weekly Epic Satellites award 25 seats to the EPIC Direct Entries. There were two EPIC Direct Entries tournaments originally scheduled, however one already took place back on August 1st. The remaining EPIC Direct Entries event is scheduled for August 29th. It has a $25,000 prize pool, and those that finish in the top ten will receive a $2.5k prize package for the Live Finale in Alicante.

 

There are two alternate ways to gain entry to the EPIC Direct Entries tournament on August 29th. The first option is to download free poker with Everest for the first time and therefore gain entry to the EPIC Rookie Satellites that run daily. Every day 10 players advance to the EPIC Direct Entries tournament this way. Your other option is to buy-in directly for 25,000 Summit Points.

 

If you are lucky enough to win a $2.5k package for the EPIC Live Finale, you will receive almost everything you need for your trip. This includes $425 for travel expenses, hotel accommodations at the Hotel Spa Porta Maris worth $575, two entries to the EPIC Kick Off Party, and your seat for the Live Finale.

 

The EPIC Live Finale takes place at the Gran Casino de Alicante, and it’s one you won’t want to miss. A mere fifty people will receive entry to this exclusive tournament that has a €50,000 prize pool. The top 18 players will cash the event, which means there’s a pretty good chance you’ll walk away with profit if you get to play. First place will go home with €15,000.

 

We hear about invitation-only poker tournaments all the time, but it isn’t every day that the invites are handed out to amateurs only. You won’t be flying to Spain to battle the top pros in the world; you’ll be going there to play other recreational players that won their way there via freerolls! This is an amazing chance to feel like a VIP in Spain for a couple days, so get on board and qualify for the tournament on August 29th before the promotion is over.

 

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