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Bitcoin ETN Makes its Debut in the United States – Crypto Gambling

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Investors in the United States who wish to trade Bitcoin without having to buy the cryptocurrency have been given another route to the top-ranked virtual currency via Bitcoin Exchange Traded Notes (ETN).

 

Details of the Bitcoin ETN

 

According to Bloomberg, starting Wednesday American investors will now have access to Bitcoin Tracker One, and BTC ETN and Crypto Gambling. The product which runs under the CXBTF ticker will be quoted in U.S. dollars. However, the clearing and settlement of the trade will be in Krona and Euro since the product is listed and regulated in Sweden.

 

The ETN is issued by XBT Provider, a subsidiary of CoinShares. The company developed the product in 2015. In July 2018, Amsterdam-based EU speed trading behemoth, Flow Traders became the first company to participate in the BTC ETN market.

 

For Americans, trading is this particular Bitcoin ETN is like purchasing a U.S. depository receipt in that a foreign-listed asset is denominated in U.S. dollars. Commenting on the ETN, CEO of Coinshares, Ryan Radloff said:

 

Everyone that’s investing in dollars can now get exposure to these products, whereas before, they were only available in euros or Swedish krona. Given the current climate on the regulatory front in the U.S., this is a big win for Bitcoin.

 

ETN Might Represent a Soft Opening for Bitcoin ETF

The introduction of BTC ETN trading capability in the United States could be seen as a soft opening for the much sought after Bitcoin exchange-traded fund (ETF). The SEC has far remained unmoved in its reticence concerning issuing approval for any BTC ETF.

 

Recently, the Commission denied the Winklevoss twins’ ETF application while postponing its decision on the VanEck/SolidX, as well as the Direxion filings. According to the SEC, issues relating to liquidity, custodial tools, and price manipulation haven’t been sufficiently addressed.

 

ETNs and ETFs are similar in some respects as they provide an opportunity to invest in an asset without actually owning the asset. Such a trading avenue seems perfect for cryptocurrencies given their price volatility. However, a few subtle differences exist between the two. Rather than being an asset pool, ETN is more like a debt instrument that is backed by a bank or any other recognized issuing institution.

 

Do you think the Bitcoin ETN will gain traction in the American market? Keep the conversation going in the comment section below.

 

Ethereum Price Falls Below $300 as Cryptocurrency Market Tumbles – Crypto ICO Report NEWS13 Total viewsNo comments

 

The price of Ethereum has fallen below $300 as the cryptocurrency market enters a more intense bearish pullback. Except for Tether, all other top ten coins have experienced significant negative price movements within the last 24-hour trading period.

 

Ethereum Tumbles 17 Percent

Ethereum, the second-ranked cryptocurrency according to market capitalization sunk to its lowest 2018 valuation on Monday afternoon UTC. ETH has not traded below $300 since the start of November 2017. At press time, ETH has dipped more than 17 percent to take its 2018 decline to 60 percent.

 

The decline in the price of ETH is being attributed to the disillusionment of ICO investors. The sheer number of ICO exit scams and the amounts being siphoned by these pump and dump schemes has created negative sentiments in the ETH market.

 

Ethereum, the preferred platform for most ICO projects benefited from this fact reaching above $1,000 in February 2018. At the time, BTC was declining below $6,000. However, the tide seems to have turned as many of the ICO projects that generated interest in ETH, driving up its price have begun to cash out to cover expenses. Thus, the ETH is is starting to slide. Commenting on the issue, BloomWater Capital chief, Biswas Das said:

 

These startups are raising a lot of funds, but they don’t have treasury management or enough cash management experience, so they’re selling too early and causing a lot of pressure in the market. It was fine last year, but right now, the market is so fragile that it causes a lot of pressure.

 

 

The general bearishness perhaps exacerbates the ETH decline in the market occasioned by stricter regulations and the slow pace of institutional adoption. Experts believe that projects aren’t done cashing out and thus predict even more pain for ETH investors as prices sink even lower.

 

Bitcoin Dips More than 20 Percent in August as Altcoins Continue to Bleed

Bitcoin briefly slipped below the $6,000 mark in the early morning on Tuesday (August 14, 2018). The top-ranked cryptocurrency is now back above $6,000 at the time of writing this article. BTC has dropped more than 20 percent in August eroding most of the gains accrued in July. Bitcoin’s year-to-date decline now stands at 57 percent.

 

Positive sentiments leading up to the SEC’s decision on numerous ETFs drove prices up to $8,400 in late July. However, the Commission has either rejected or delayed approving the various filings brought before it. The consensus is that an SEC-approved Bitcoin ETF in 2018 is highly unlikely.

 

The altcoin market, in general, appears bleak as well with prices depreciating significantly. Cardano leads the decline in the top ten, falling more almost 20 percent within the last 24 hours. Outside the top ten, Ethereum Classic has been unable to maintain its upward price trajectory after a raft of platform adoptions. The 13th-ranked cryptocurrency is currently down by more than 19 percent in the last 24 hours.

 

How low do you expect the price of Ethereum to reach in this current decline? Keep the conversation going in the comment section below.…

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Someone’s In the Sbobet88 Kitchen with Denny

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Big Denny, as usual, was in a foul mood. “Look at dis joint,” he grumbled, waving his hand at a nearly deserted Barstow Card Casino. “It’s as empty as … as …”

“As empty as the pan section on a Jewish holiday,” I said, helpfully completing his thought.

“Yeah, dat’s right,” Big Denny replied, not really understanding the witticism. “Boy, you sure got a way wit’ words, Maxey. Too bad da best ya kin do wit’ all dat talent is ta write fer peanuts fer dat cheapskate poker magazine.”

“Oh, it’s not all that bad,” I said defensively. “Sometimes we get nice bonuses and stuff.”

“Yeah, like what?” Big Denny asked.

“Well, I once got a swell tee shirt for Christmas.”

Oh, yeah, da one dat said, ‘Advertise in Card Sbobet88 Player.’ Dat Barry Shulman is a real philantropolis. Anyway, dat’s your problem. Mine’s gettin’ more customers into da casino. Kin ya figger out anyt’ing dat might stand improvement here?”

What wouldn’t? I thought to myself. The place hadn’t been thoroughly cleaned, much less redecorated, since the War of 1812. It was a snatch joint, with dealers paid a percentage of whatever they grabbed out of the pots. The cards were marked, the staff were all thuggish ex-cons, and any player who miraculously made a big score was lucky to make it alive to his car.

“Well,” I offered hesitantly, “you might try to improve the buffet a bit.”

Big Denny bristled. “Our Four-Star Buffet? What’s wrong wit’ it?”

“Well, for one thing, admissions to the emergency room went up 50 percent after it opened. For another, the only items I’ve ever seen you offer were meatloaf and mashed potatoes.”

“Oh, yeah? Well, it so happens dat our executive chef, Fingers, was da head cook at San Quentin fer five years, until his parole. Took me a while ta break him of da habit of addin’ saltpeter to da food, though,” Denny grinned. “Hey, lemme introduce ya ta him an’ maybe ya could give him some ideas.”

I was not terribly anxious to meet chef Fingers, but Denny grabbed my arm and hustled me into the kitchen. I staggered back as the aroma of rotting meat, rancid cooking oil, and garbage from an overflowing can washed over me. Rat droppings spattered the floor, and a cockroach the size of a small hamster insolently trotted away from us. On the wall, The Barstow Department of Health had posted a list of about 50 sanitation violations, which, it was obvious, nobody had bothered to read.

“Maxey, shake hands with Fingers Finnegan, our executive chef,” Big Denny told me.

Fingers was even more ape-like than Big Denny, if such a thing were possible. His long hairy arms were covered with tattoos, and his apron was covered with stains. Shaking hands with him was no easy task, either, since he had only two digits on each hand, the result of his ineptitude with a carving knife.

“Maxey says dat yer chow stinks,” Denny announced diplomatically.

Fingers’ eyes narrowed, and I saw his hand inching toward a butcher knife. How do I keep getting into these situations? I asked myself in panic.

“My grub stinks, huh?” Fingers growled menacingly. “Would it be askin’ too much to be a little more specific, punk?”

“I never said any such thing, Mr. Finnegan,” I protested. “I only suggested a bit more variety, to perhaps make the buffet a little less, well, a little less boring.”

“BORING!?” Fingers screamed, as my life flashed before my eyes. “You … you … brute! Oh, my heavens, I’ve never been so humiliated in my entire life,” he sobbed, dabbing at his eyes with his two fingers. “And as for you, Mr. Big Denny, you can just go and find yourself another executive chef!”

With that, Fingers tossed his filthy apron into the soup kettle and stormed out the door.

Big Denny glared at me. “Now ya really done it, Maxey. Ya better find me a new chef by the weekend or else I’m gonna sit on yer head till it hatches.”

Frantically thinking, I remembered that my friend Pierre le Tutu, the French fashion designer, was an avid amateur cook. He had some free time until his next line came out, so I decided to phone him to see if he could fill in for a while.

“Barstow?” le Tutu said suspiciously. “Where is zat?”

“Oh, it’s a very cosmopolitan town,” I assured him. “The folks here would just adore your French cuisine.”

Le Tutu drove up in the morning and spent the next few days assembling exotic ingredients and bustling furiously in the kitchen. “Dis better work,” Denny told me threateningly. “In two days, dat guy spent more on food den I spend in two months.”

Posters had been put up all over Barstow to announce the grand re-opening of Big Denny’s Four-Star Buffet, presided over by the world-famous French chef, Pierre le Tutu. At 6 p.m. the buffet opened, and a crowd of curious, overall-clad farmers shuffled in. At the entrance, le Tutu stood beaming alongside the opening menu he had proudly posted:

“Caramelized breast of guinea hen, stuffed with baby Brussels sprouts, pine nuts, and Belgian truffles, served with a light cream of asparagus dressing and garnished with wild arugula.”

The farmers stared blankly at the menu and gaped at the food as if it had just come from Mars.

“Sorta looks like fried chicken they forgot to bread,” one commented, scratching his head.

“Wouldn’t eat that dang stuff if they paid me,” another declared.

“Where the hell’s the meatloaf?” a third farmer demanded.

As the customers shook their heads and streamed out, an angry Pierre le Tutu began walking toward me from one direction while an even angrier Big Denny came at me from another. I bolted out the door and ran into the parking lot, where Fingers Finnegan, who had been staking me out, joined the chase. Dodging curses, meatloaf, and carmelized breast of guinea hen, I barely made it to my car and took off for the freeway at high speed.

And that, dear readers, marked the end of my stint as a restaurant critic.

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AGEN JOKER123 TOGEL MINIMAL DEPOSIT 25000

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daftajoker123.id adalah salah situs judi online yang menawarkan produk Joker123. Dengan menjalin kerjasama dengan agen joker123 minimal deposit 25000, Anda bisa menikmati banyak sekali jenis game judi casino dengan mudah.

 

Agen Joker123 Minimal Deposit 25000

Tentu saja permainan casino dari Joker123 dimainkan dengan melibatkan uang asli secara langsung. Artinya, Anda harus melakukan pengisian saldo kredit virtual terlebih dahulu. Banyaknya pilihan bank yang disediakan membuat proses transaksi DEPOSIT ataupun WITHDRAW bisa berjalan cepat.

 

Ketika bermain bersama Kami, Anda bisa menghubungi Costumer Servis saat mengalami kendala pada proses transaksi DEPOSIT. Costumer Servis disini juga akan selalu standby dan Online 24 jam penuh setiap hari. Perbandingan antara uang asli dan kredit virtual adalah 1 : 1.000.

 

Berbeda jauh ketika Anda bermain judi casino secara konvensional (darat). Pemain harus membeli chip melalui kasir yang telah disediakan. Namun bersama Joker123, Anda bisa melakukan transaksi melalui Internet Banking dan Mobile Banking.

 

Permainan yang ada dalam Joker123 sama seperti yang ada dalam sebuah Casino lain. Tersedia pula fitur LIVE STREAMING yang disediakan oleh Joker123. Sehingga pemain bisa merasakan sensasi keseruan seperti ketika dirinya bermain judi secara LANGSUNG. Anda pun bisa menyaksikan seorang dealer cantik memandu permainan seperti ketika bermain secara LANGSUNG.

 

Di bawah ini adalah permainan yang bisa Anda mainkan bersama Joker123. Anda pun bisa secara LANGSUNG melihat seorang dealer-dealer cantik yang memandu permainan.

 

Live Baccarat Joker123

Live Roulette Joker123

Live Sicbo Dadu Joker123

Live Dragon Tiger Joker123

Dan Anda pun bisa memilih 4 dari sejumlah pilihan yang ditawarkan. Diantaranya adalah seperti penjelasan di bawah ini!

 

Asian Gaming Casino

Allbet Casino

SA Gaming Casino

Dan E-Bet Casino

Setiap casino tentu memiliki kelebihan masing-masing yang akan membuat permainan judi casino online menjadi jauh lebih menarik. Seperti misalnya Anda bisa melakukan transaksi bersama dealer secara langsung.

 

Tidak hanya game slot online saja, masih ada banyak sekali permainan-permainan lain. Seperti Joker123 Slot, Tembak Ikan Joker123, dan Multiplayer Game Joker123. Seluruh permainan bisa dimainkan cukup dengan memanfaatkan 1 User-ID saja.

 

Panduan Membuat ID Dari Agen Joker123 Minimal Deposit 25000

Supaya Anda bisa mewujudkan mimpi menjadi seorang jutawan baru. Tentu saja bergabung bersama dengan Agen Joker123 Online RESMI. Agen Joker123 Resmi disini akan membantu setiap bettor dari Indonesia ketika ingin bermain. Mulai dari bantuan proses daftar Joker123, Deposit, Withdraw dan berbagaimacam keluhan yang dialami.

 

Silahkan mengisi formulir pendaftaran dari Joker123 online  Togel secara LENGKAP dan BENAR. Nah, di bawah ini adalah isi atau kolom-kolom yang ada pada formulir pendaftaran Joker123.

 

Nama Pemilik Rekening

Nomor Rekening

Bank

Email Aktif

Nomor HP Aktif

Kemudian klik SUBMIT untuk melanjutkan dan menyelesaikan proses PENDAFTARAN. Anda juga harus menghubungi Costumer Servis yang selalu ONLINE 24 jam penuh setiap hari untuk melakukan konfirmasi. Setelah menyelesaikan proses ini, seorang CS akan memberikan Username – Password pada seorang pemain. Menggunakan Username – Password inilah seorang pemain bisa LOGIN dan menikmati berbagaimacam game judi casino online.

 

Ketika bermain judi slot joker123, seorang pemain juga mempunyai peluang untuk mendapatkan banyak sekali PROMO BONUS menarik. Bahkan pemain juga berpeluang untuk memenangkan PROGRESSIVE JACKPOT yang disediakan. Jadi seandainya Anda ingin cepat menjadi jutawan baru, silahkan bergabung dan bermain judi slot Online bersama Joker123.

 

 

 

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Different Types Of Web Hosting That We Can Get Online!

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Technology plays a massive role in our lives these days. With the help of technology, we can connect to any corner of the world, and all we need to have is the internet. That is how people are looking for the best webhost for web hosting to make their website. There are different types of web hosting, and with that, the aspirant of the website can decide the kind of service and how they are going to make it.

It depends on easy web hosting and the types of it. So go on and check five types of web hosting,

  1. Shared web hosting: It is hosting when so many websites are running on a shared server. There are so many companies that provide shared hosting services, and many new sites are fond of this type too. The reason can be because it is cheaper and it can still offer better service than free ones.
  2. Dedicated hosting: It is a managed hosting, and it is on the dedicated server. One can get an entire server on rent and use it on the basis they like to. They can have as much traffic they want, and generally, it is for the websites that already have a lot of traffic so that they don’t find it too expensive.
  3. VPS hosting: It is known as virtual private servers, but it is also known as virtual dedicated servers. It is an excellent option if someone wants to step up from the shared hosting because one can make the customization that they want that was impossible in the shared one.
  4. Cloud: This one has become famous. It can be a very reliable and very affordable one. It has an infinite number of disk spaces, and one can have so many domains on this one too. It is famous for a reason only, because it seems the best of the technology and gives better opportunities.
  5. Reseller: In this one, the operator uses their account and can allot their space to host another website. It is beneficial if the space that one has purchased is of no use and the other one can have great use of it, and the original owner will still get income from it.

These are the different types of web hosting, and anyone can use them based on their preference. Have a thorough knowledge about them from a webhost and get to have the advantages.

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Greatest Website Hosting Companies In Contrast For 2020

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As I’ve already talked about a number of of the options or professionals of A2 Internet hosting as in comparison with some other net hosts that can be found. Keep clear of on-line world hosts that working expertise recurrent outages. However over the previous few years, A2 internet hosting has modified its coverage from 30 days to anytime cash-again assure and it’s working greatest for its clients. When you intend to run a number of web sites in your one internet hosting account the StartUp plan must be a no-no. Speaking about points, even when you run into any form of challenge, A2 Internet hosting is all the time there that can assist you out. A2 Internet hosting additionally gives Limitless Bandwidth and disk house to its prospects. And therefore, it gives its prospects an uptime of 99.9%, which is basically good. A2 presents lots of internet hosting options that work collectively to supply its prospects with the better of the market. The A2 Internet hosting servers are protected by HackScan, a safety characteristic that screens the web site 24/7. This makes the A2 Internet hosting webpage some of the safe web sites and the shoppers don’t even have to fret about malware and any viruses affecting the web site.

You shouldn’t have to fret about upgrading the storage area and the bandwidth to any increased one as soon as your web site begins getting visitors. Probably the greatest options of A2 Internet hosting is the free site migration that’s offered. Furthermore to the purpose, one of the best website hosting reviews has no less than one thing distinctive providers to supply to carry on the beat of the competitors. Month-to-month value comparisons listed on this web page are primarily based on 1-12 months time period renewal value divided by 12 months, and are unique of coupon/promo codes or restricted time/introductory provide reductions.

†Cheap net host firm month-to-month value comparisons listed on this web page are primarily based on the 1-12 months time period renewal worth divided by 12 months, and are unique of promo/coupon codes or introductory/restricted time provide reductions. And like InMotion, Arvixe doesn’t supply cloud internet hosting. The free site migration depends upon the kind of internet hosting plan that you’re at present hooked as much as. 1&1 Starter Plan doesn’t help WordPress. Should you run into any kind of difficulty, you may get a refund anytime for the quantity of plan you might be subscribed to and is unused.…

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Purchase Instagram Story Perspectives

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What is more, Tailwind App also can aid you on Pinterest so they are fantastic if your efforts are all based about Pinterest and Instagram. They may reveal to you the outcome of the involvement they are performing for you you are able to know just where your money is about. They understand we have other significant elements of running an effective Instagram accounts (even though you purchased the accounts ), but in addition they don’t wish to dismiss the value of optimizing your articles at the perfect moment. You may also link it up to anyplace on the internet and publish it, although not only can you design anything you desire with Canva. They’ve organically and an engine which could help you develop your account. Suppose you have a chef and staff, but you’re not active on social networking and you started a restaurant or state Instagram.

Even in the event that you don’t have a fantastic deal of expertise in relation to networking websites, you’re likely to discover that Instagram has a interface which you’re likely to learn to utilize efficiently until you know it. That is Buy instagram impression provides some editing programs and presets that you can optimize those pictures and ensure that your content is as great as it might be. There is A fantastic approach to provide comments to others that upload videos and humbly ask your content to be watched by them. But there is no way to observe all of Instagram opinions. The VSCO program is a program you would like to shoot over your Instagram when you are dead set on getting to be one of the very prosperous creators on the market. Helps develop advertising channels: Therefore it is paramount that you buy Instagram followers in case you want to grow other marketing options.

You are able to opt to obtain followers out of the worldwide market or a crowd, based upon your goods or articles. I was disappointed with Icon’s merchandise and has been decided to give it a chance. It is said they are reliable by over 200,000 brands and agencies and you might also begin for free without having to give them your credit card information. Listed below are the steps to utilize this instrument. They need to understand your market is developing, also, so that they can concentrate on the areas which are lacking a little bit also as well as these areas of growth.…

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Badshah Breaks YouTube 24-hour Views Document

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Research in Track Maven discovered that articles with 11 hashtags have a tendency to acquire more involvement. In regards to deciding on the hashtags to your articles, it is ideal to do your search and determine that which hashtags individuals in your niche are using and that are very active. So it is important when your content is likely to find the involvement to post at the times. What time if you place to Instagram? To post frequently with Instagram, we now program Instagram reminders from Buffer our Instagram advertising applications. A research by Union Research found that many manufacturers bill into Instagram. According to the information, there are 200 million Instagram users that will stop by a company profile. Are you stressed about your accounts being banned? As you aren’t currently doing something wrong. By way of instance, we have discovered our very best time in Buffer will be 11:00 a.m.

The analysis also discovered – which was very interesting – there wasn’t any correlation between frequency and reduced engagement manufacturers that posted over twice daily did not find any results. They are the trick to driving greater participation, like a fantastic headline in advertisements. When you’ve determined the frequency in which you’d love to post to Instagram and your articles themes, one of the greatest approaches to ensure you stick to your plan is to create a content calendar that tracks if and which articles will probably be shared. Best Tip: In case you’d like to avoid adding hashtags for your caption, then you may include hashtags as opinions. The newest uses captions to communicate a voice which their buyers could relate. The buy insta story views are a terrific illustration of how to utilize Instagram captions. Our advice here would be to target to post at least one time daily on experimentation and Instagram with posts to discover what works better for you personally.

Our hunch here’s the algorithm can determine this post should appear near the top of your follower’s feeds of Instagram. Together with the current modification into an algorithmic timeline of Instagram, timing has become among several components contemplated by the algorithm when it determines what material to reveal. When the algorithm of Instagram will probably soon realize your narrative is gaining involvement it will urge your article to other customers as a recommendation. It may be far better deal with these practices as recommendations and instances to check out as the very ideal time change from profile to profile and to post can depend on a bunch of factors.

 

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Africa Uganda Safaris: Gorilla Safari Bwindi – Who are the Maasai?

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Mikumi looks like the Serengeti concerning landscape and boasts buffaloes, zebras, elephants, eland, gnu antelope, baboons, giraffes and wildebeest. Aside from those, rhinos and buffaloes can be observed from the start. But a tip from us if you do exactly the Kenya expansion, you visit Lake Nakuru, and it is famous that it’s black and white rhinos which were introduced into the playground to help bring the population back. Revel in the opportunity to experience an abundance of wildlife, and that usually means you are more inclined to spot leopards, lions, elephants, rhinos and buffaloes, compared to. 1 Mount Sinai instructor is demonstrating what a huge difference we could make if we talk about the riches. So you have to view all of the giants from the Earth within one hour. During this period, weather states are for hiking to see mountain gorillas, chimpanzees and game safaris in the parks, good.

Scroll down and find out where you can all go to enjoy the Xmas in South Africa. The Kruger Park is united with Cape Town in the country’s south to offer a whole safari encounter. To learn more, you may go to the Kruger Park site that is official. The python is just one of the snakes in of the planet and with great reason. Who are the Maasai? Most parks in South Africa provide opportunities they enable one to find the experience with Africa’s Big Five. From intoxicating ferocious beasts roaming untamed and free, the game pushes, into the most special landforms to purify the eyes nothing beats the delight of an African safari.

Your African Kenya lion country safari at the greatest safari lodging! Our household safari excursions are fascinating for us as they are for your children luxury safaris in Africa. The Okavango Delta in Botswana is a unique safari experience because the majority of luxury lodges are made close to the northwest and channels of the delta that is sublime. Those cats have been HUGE! The flight period in Cape Town to Kruger is approximately 3 hours. Our Tanzania Day excursion provides a chance to go through the crazy and beguilement discovering in Tanzania at the time period that is specified. This creates a unique Xmas encounter with exceptional offerings such as a mokoro (traditional canoe) blossom across the banks of this delta. So keep and place a number of them. You will notice plenty of animals with this safari. You are going to eat the sport which you take on this Xmas. Since the book is filled to near capacity over this period, you won’t lack action.

 

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How CBD oil affected me.

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  1. It aided ease my own period indicators.

I’ve never possessed really painful periods, normally some mild to reasonable cramping in the start but nothing curbing. Then, a few many months ago, my spouse and I commenced receiving wrenching, fetal-position-inducing cramps upon the first moment involving my cycle. I actually were unsatisfied with the idea of taking a crazy amount of NSAIDs in a day time just to keep the particular pain under control, which is what guided everyone to start taking CBD Hemp Oil about the full week before my period has been due.

Those thirty days my cramps were significantly much less intense (which I’m certain is due to several factors), however my spouse and I decided to consider a new dose of the particular oil instead of two Advil and see what occurred. It took aside my cramping pains within 30 minutes, the same like the typical over-the-counter soreness pill. I would certainly say I became surprised, yet I was genuinely wishing it would work plus was overjoyed when that did.

The idea associated with having an all-natural product I can take to assistance manage pain is definitely big. I’ve tried heating parts, essential oils, plus soothing teas, but this particular is a thing that actually, tangibly helps plus lets everyone go about my personal day time without pain. Whoa.

Minimal payments it helped me deal with anxiousness.

The ideal way my partner and I can explain the obvious difference within this region is always that CBD Hemp Oil diffuses of which knotted tense feeling in my gut. As a relatively stressed person—especially in big teams or unknown social scenarios (I. e., a great deal of the time)—taking CBD oil has allowed me to shed that a bit. It gives I an even more calm, “I’ve got this” kind of sensation that can definitely create a difference.

I’m not usually some sort of tense flier, but on a recent journey My partner and I acquired received some important email messages right before boarding often the plane, which sent my thoughts spiraling. Plus I possessed a middle seat that is stressful for an individual who drinks as much water as I do. So We took the couple involving tinctures’ worth of my own CBD oil after a good little while, I felt more enjoyable and was in a position to relax out with a good book throughout the particular flight.

  1. This made it easier for me sleep.

My own sleep is kind of unpredictable, with weeks at some sort of time filled with wonderful rest and others riddled with arbitrary 3 a new. Wakeups as well as some sort of serious case connected with overactive bedtime brain (is now there an acronym because of this still?). I commenced bringing CBD oil together with my evening tea leaf about an hour before bed and five associated with the seven nights I actually did that, I experienced outstanding sleep. It’s hard to declare whether this oil did it, nevertheless I’ve heard other folk’s record that it really helps associated with sleep.

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What Health Benefits Does a Daily CBD Oil Regimen Have?

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CBD engine oil is one involving the newest, hottest, yet one of the oldest health treatments around at present. Cannabidiol, or maybe CBD seeing as it has become acknowledged, is estimated to incorporate a plethora of health benefits but does not necessarily include THC. The chemical type THC makes people large and even is contained in weed. Therefore, what is CBD used for ordinarily? A few of the disorders of which can be served by using CBD petrol incorporate:

Plus, this nutritious fat provides relief without inducing the lethargy that solutions containing THC have throughout routine treatment or make use of. Neurological disorders such like PTSD, depression, and epilepsy likewise have been tested by us all federal using CBD like a good therapy option and found the idea to be effective for this kind of diseases. Plus, making use of this olive oil seems to be able to be safe for best men and women even from a relatively high dose. To get these purposes, select great oil that is CBD rich but includes little to no THC.

Cannabidiol Benefits

Cannabidiol benefits are many. That does not necessarily make you great if you are mindful enough to purchase this olive oil with little to be able to no THC. Several of the advantageous properties of this olive oil may include:

CBD Oil and Soreness and Pain

One particular of the best techniques that will CBD Hemp Oil minimizes discomfort is through cutting down irritation. Many related research show of which CBD together with hemp happen to be beneficial to get reducing soreness in lots of regions of the body. Nearly any part of this body that experiences soreness can benefit from the oil’s employ. From brain to the toes, getting CBD’s endocannabinoids have demonstrated an enhancement in inflammation levels around many clinical studies. Reducing inflammation can often lower problems levels, especially individuals in osteo arthritis and men and women living with rheumatoid osteoarthritis.…

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The Lazy Man’s Guide To CTFO CBD Hemp Oil

If you are brand-new to CTFO CBD oil, this guide can aid you in knowing extra regarding this item. CBD is brief for cannabidiol, which is a perfect item if you desire something to combat swelling and lots of various other untreatable problems. CBD can aid you to fight stress and anxiety, stress and anxiety, psychological inequalities, and gastrointestinal concerns, simply to name a few. Offered below are a few prominent health and wellness benefits of Cannabidiol. If you have a growth in your body, CBD can assist you in removing it. It ought to be taken with prescription medicines. The item decreases the development of growth cells in several cervical areas.

This oil is an efficient solution for the therapy of growths in the prostate and bust locations. Because this oil has anti-inflammatory residential or commercial properties, it is among the best representatives that can assist you in treating many problems that cause discomfort and swelling. The oil can assist in preventing the harmful impacts of extreme oxygen kinds and natural chemical glutamate in the brain cbd oil for sale ebay. Consequently, it can offer security for the brain cells. The antioxidant task of CBD is more than vitamin E or Vitamin C. Besides, the item can protect your brain cells from unsafe materials, such as toxicity from beta-amyloid. It can be a great treatment for people with Parkinson’s and Alzheimer’s conditions.

Relieves Pain

If you or a person you know has seizures, CBD Hemp Oil can aid stop them. According to a study including a lot of kids with seizures, the regular use of this oil aided them to experience a decrease in the regularity of their seizures. In addition to this, the youngsters experienced a much better mood, raised awareness, and better sleep. Cannabidiol can aid deal with anxiety. According to many types of research, individuals who used this product experienced less discomfort while providing a public speech. Similarly, CBD decreased anxiousness activated by THC. Many researchers suggest that CBD ought to be utilized to treat persistent or persistent pain.

If they really felt relief from discomfort due to the usage of CBD, numerous experiments were conducted on rodents to locate out. And the outcomes declared. The rats revealed a decrease in neuropathic pain and persistent swelling. Apart from this, cannabidiol, if utilized with THC, can aid treat discomfort associated with many problems, such as cancer cells, sclerosis, and joint inflammation, to name a few. According to numerous experiments, CBD can aid give relief to people with nausea or vomiting. The researchers concluded that this oil could help reduce throwing up and queasiness caused by the misuse of drugs. Nevertheless, for these advantages, the dosage needs to in small amounts.…

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The 7 Ultimate Reasons People Struggle Saving Money

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Do you struggle saving money? If your answer is yes, you are not alone in your struggle to save money. According to statistics, “45% of Americans have saved nothing for retirement, including 40% of Baby Boomers. 38% don’t actively save for retirement at all.”

Having something saved up for retirement is very important because a time will come when even the strongest of us will be unable to work anymore.

The first thing that you should do now to overcome financial struggle that leads to the inability to save, is to find out the reasons for your inability to saving money, and then make a decision on ways to fix it.

Here are some reason why you might struggle saving money and how you can overcome it.

#1        Not Having Goals Causes Struggle Saving Money

Everyone ought to have personal financial goals for their lives, whether short term or long term. Drawing up tangible and realistic financial goals and following them religiously is a key to avoid your struggle to save money and achieve success in all your financial goals.

According to a survey by the Brassica trust Mutual, the number of Americans ages 25 and older who identify themselves as “non-planners” and as having “no established financial goals” doubled to 14 percent between 2012 and 2015.

A financial goal is the first step that sets you on a path to overcoming money problems. Your goal should be based on what matters most to you – your own values and interests. What are you willing to sacrifice in order to achieve your goal sooner? What can help you stay the course?

A realistic goal should be:

Measurable. Set a time limit for your goal, such as the deadline to buy a new house or the age at which you wish to retire.

Achievable: Plan with your income (and anticipated income) to plan your financial goals for the future. Don’t reckon on winning the lottery to accomplish your goal.

Specific: ‘To acquire wealth’ is not a specific or clear goal, but “to save 30% for a house mortgage” is.

Regardless of what life stage you are in, it’s never too late to set a financial goal today.

#2 Spending Without a Budget

According to a 2013 Gallup poll, only 32 percent of U.S. households prepare a monthly budget. How can you manage your expenses and save money without a budget?

One of the best weapons for eliminating financial problems is a budget. A budget is a very useful tool that helps you prioritize your expenses and handle your money—regardless of how little you have.

A budget guides your spending decisions and ensures you’re spending money on what’s really important to you. It helps you to spend your money in a way that helps solve your financial problem.

Preparing and monitoring your budget will help you recognize wasteful expenses, adjust quickly to changes in your financial situation, and achieve your financial goals. Creating a budget will also reduce your stress levels.

You can learn more about how a budget works here

#3 Paying Too Much for College

According to Student Hero, “Americans owe over $1.4 trillion in student loan debt, spread out among about 44 million borrowers. That’s about $620 billion more than the total U.S. credit card debt. In fact, the average Class of 2016 graduate has $37,172 in student loan debt, up six percent from last year”

There’s no doubt that as a college student, you may not only struggle saving money, you will likely end up with student debt. About all college students will obtain some form of student loan at some stage in their college career. This debt, after graduation can at times seems devastating.

But luckily, there are ways to ease some of the debt and the anxiety that goes with it. By following a few easy tips, you can shun student loan debt, or at least make it more manageable.

There are several ways to reduce & avoid overwhelming college student loan debt including:

Getting a Job and Starting to Save Early

Getting a College Credit without Paying for College Classes

Looking High and Low for Scholarships

Rethinking Your Choice of College

Avoiding Private Student Loans

Working Part-Time

Making a Budget

Finding Ways to Reduce Your Costs

#4        Lack Of Investments

Nearly 80% of millennia’s, according to a Harris poll do not invest in the stock market. According to the poll result, more than 40% said they feel they don’t have enough money to invest, 34% said they don’t know how, while 13% expressly blamed student debt for their inability to invest.

You’ve undoubtedly heard about the risks connected with investing. And it is indeed true that all investments involve some kind of risk. But what about the risk associated with not investing? Isn’t there a greater risk there?

As one of my mentors (Late Archbishop Benson Idahosa) would say, “It’s risky not to take risks.”

Actually, by refusing to invest, you are taking several risks, among which may include:

Inability to maintain your financial independence. While you may not become completely broke, you could end up struggling to make ends meet or, worse, you could become dependent on others for financial assistance.

You may outlast your money

You might not be able to retire on your terms.

One of the most important rewards of investing is that you can have your money work for you to make more money and not having to work your entire life. There are just two ways to make money: either by working and/or by making your assets work for you.

You can find out how to get started with investing here.

#5  Not Earning Enough Causes Struggle Saving Money

76% of Americans are living paycheck-to-paycheck today and just one event could cause a financial panic. Even if an event that could cause a financial crisis do not occur, the accumulation of increasing bills can eventually cause a financial crisis.

If you’re not earning enough money, it might not be easy to pay your utilities, mortgage, or put food on the table.  Not earning enough money to pay your bills is an enormous problem many Americans have today.

You actually just have two choices – to make more money or to spend less.

When you don’t make enough money to cover your expenses, you need to take far-reaching actions to earn more or drastically reduce your expenses.

With the costs of living always going up, the best option is for you to find out ways of earning more money. One of the best ways you can go about that is to learn how to diversify your income.

Diversifying your income will help you to create other means of income, thereby giving you more financial power and freedom.

#6  Trying to be like the Jones Leads to Struggle Saving Money

In the words of Robert Kiyosaki, “Too many people buy things they don’t need with money they don’t have to impress people they don’t know.”

“Keeping up with the Joneses” is a phrase that expresses the desire to possess as much and to appear to be as well off as others around us. Regrettably, many people have had to file for bankruptcy because of the desire to “keep up with the Joneses.”

Many Americans live above their means. A Bankrate survey, as reported by US News found that about one-third of people ages 30 to 49 had more credit card debt than savings

In an attempt to be like the Jones, many people burden themselves with unreal lifestyles and avoidable debts that might, one day, come back to haunt them.

The probability is that those neighbors you’re struggling to keep up with are also living above their means.

If you desire financial freedom and happiness, keeping up with the Joneses is a way to never get there.

Here’s what you can do to stop the negative and sometimes addictive behavior of keeping with the Joneses. Whenever you need to make a big purchase, take the time to examine and identify your motive. Are you buying to fill a genuine need, or you are buying to impress others?

If you are buying to create a false impression of success to impress others, walk away. Sweep those Joneses out of your mind and save that cash to spend on things that will give you true happiness.

#7  Impulse Buying Causes Struggle Saving Money

One of the major reasons most people struggle saving money is impulse buying. If you find that you repeatedly spend money without thinking much about what or why you’re buying, you may have an impulse buying tendency.

Impulse buying represents almost 40% of all the money spent on e-commerce sites, according to User Interface Engineering. What drives shoppers to make these impulse purchases? It isn’t price, but rather it’s tied to design elements of the site itself

It can be really hard to resist the urge to buy on impulse, especially when we are paying with credit cards.

Too much level of impulse buying can lead you to debt and unhappiness, so it’s in your best to identify the warning signs and avoid it like a plague. Knowing what triggers you off to buy on impulse can help you spend less money on impulse.

There are different ways to avoid impulse buying including following a mandatory waiting period, paying cash, shopping less often, etc.

Are there other ways you have successfully used to solve your struggle to save money? Please share them in the comments below.…

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Vitamin C; How it helps your skin

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Vitamin C ( L-ascorbic acid ) is a nutrient that your body is not able to produce itself and therefore you need to eat those healthy fruits and vegetables that contain it. You’ve heard that vitamin C is used to help treat colds, but did you know that it is also used to prevent and even reverse ageing skin?

Vitamin C has been studied for a few decades to determine its effect on the skin. Although the jury is still out whether or not it is as beneficial as professed, it has shown to be helpful for some people. Learn more about sun damaged skin on www.skincareguide.ca/conditions/sun_damaged_skin.html

 

HOW VITAMIN C WORKS:

It works in two ways:

 

  1. Antioxidant: Ultraviolet radiation can generate oxygen free radicals that cause aging of the skin. Vitamin C can act as a first defense, against some of these radicals (plasma/water-generated radicals). Vitamin E on the other hand, works against another type of radical; the fat-soluble radicals within the plasma membranes. It makes sense that Vitamin C and E are used together to defend against both types.

 

  1. Collagen. Collagen is a key component of most tissues. Vitamin C works as an essential factor for the normal formation,, maintenance and structural stability of collagen.

 

WILL EATING MORE ORANGES HELP MY SKIN?

You might think that eating a bunch of oranges will improve your skin, but unfortunately it’s not that simple. In fact, eating Vitamin C does not appear to increase its levels in your skin to any significant degree. Topical creams and lotions containing Vitamin C however can be absorbed. The difficult part is first, keeping the Vitamin C stable enough in the lotion for it to be beneficial and secondly, for it to be able to penetrate the skin. Both of these factors are difficult to achieve with Vitamin C due to the nature of its composition. In order for it to penetrate the skin, a low pH (acidic environment) and high (>10-15%) concentration of Vitamin C are needed before it is effective. Not all Vitamin C products are alike and not all of them meet these two essential elements. You can also learn about “where can fillers be used on face“, click here

 

 

WHAT ARE THE BENEFITS?

There have been a number of studies conducted both on animals and humans, many with very encouraging results. Animal studies have shown Vitamin C can protect against UVA and UVB damage such as redness, formation of abnormal cells and immunosuppression. In human studies, topical Vitamin C has resulted in some improvement in collagen production, perhaps leading to better looking skin.

 

So in summary, Vitamin C has shown positive results as UVA/UVB protection, decreasing pigmentation and increase collagen production, all factors in aging your skin. It is important to note that using one solution alone will not resolve your photo-damage. It starts with protecting your skin, taking care of it, and using the best combination of products for your skin type to fight photo-damaged skin.…

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Get Invited to the Everest hk prize International Cup Finale in Spain

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The Everest Poker International Cup (EPIC) is back for its fifth season, giving you the chance to win a piece of the $125,000 up for grabs. Do well in the EPIC tournaments, and you could be on your way to Alicante Spain to play in the Live Finale!

EPIC features online freerolls five times per day on the Everest hk prize download. Place in the top ten of one of these freerolls to advance to the weekly EPIC satellite on Sunday. You can also buy-in to Summit Point satellites that award seats to the weekly EPIC satellites. Or you can buy-in to the Weekly Epic Satellites directly for 250 Summit Points.

 

The Weekly Epic Satellites award 25 seats to the EPIC Direct Entries. There were two EPIC Direct Entries tournaments originally scheduled, however one already took place back on August 1st. The remaining EPIC Direct Entries event is scheduled for August 29th. It has a $25,000 prize pool, and those that finish in the top ten will receive a $2.5k prize package for the Live Finale in Alicante.

 

There are two alternate ways to gain entry to the EPIC Direct Entries tournament on August 29th. The first option is to download free poker with Everest for the first time and therefore gain entry to the EPIC Rookie Satellites that run daily. Every day 10 players advance to the EPIC Direct Entries tournament this way. Your other option is to buy-in directly for 25,000 Summit Points.

 

If you are lucky enough to win a $2.5k package for the EPIC Live Finale, you will receive almost everything you need for your trip. This includes $425 for travel expenses, hotel accommodations at the Hotel Spa Porta Maris worth $575, two entries to the EPIC Kick Off Party, and your seat for the Live Finale.

 

The EPIC Live Finale takes place at the Gran Casino de Alicante, and it’s one you won’t want to miss. A mere fifty people will receive entry to this exclusive tournament that has a €50,000 prize pool. The top 18 players will cash the event, which means there’s a pretty good chance you’ll walk away with profit if you get to play. First place will go home with €15,000.

 

We hear about invitation-only poker tournaments all the time, but it isn’t every day that the invites are handed out to amateurs only. You won’t be flying to Spain to battle the top pros in the world; you’ll be going there to play other recreational players that won their way there via freerolls! This is an amazing chance to feel like a VIP in Spain for a couple days, so get on board and qualify for the tournament on August 29th before the promotion is over.

 

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Resignations, Overhauls at Full Tilt keluar sgp Poker

 

Full Tilt Poker’s Chief Marketing Officer, Lothar Rentschler, has announced his intentions to leave the company. While his departure will not be an immediate matter, his resignation will go into effect by September 13 of this year. Rentschler has served as Full Tilt’s keluar sgp since February of 2009, and had previously worked with such large companies as Bacardi and MEC.

Here are some snippets of what he had to say on the matter, according to an email seen by QuadJacks:

 

“Given the current circumstances, I do believe it is a long overdue step towards the right direction… I do apologize for the inconvenience the current circumstances at [Full Tilt Poker] have caused for you personally as well as for your respective companies. Our hands in marketing were bound and at the end even every communication was stopped.”

 

But, as their former online patrons could attest, Full Tilt’s problems go far beyond their marketing structure. The company is currently facing a class action lawsuit, a licensing hearing, and a possible purchase from outside investors. The latest news in this department comes on the acquisition front.

 

Here’s the long and short of it, as reported by Electronic Gaming Review: In order for any company to be willing to lay down the necessary cash to buy Full Tilt, they will almost certainly demand a change in management. The former online poker giant is currently negotiating with several parties, hoping to beat their September 15 hearing date with the Alderney Gaming Council.

 

“Everyone has their eye on that date,” says Jeff Ifrah, a member of Full Tilt’s legal team. “Nobody wants to come to September 15th and not have a deal which is either finalized or close to finalization to the point that it can be shared with Alderney and result in the extension of that date.”

 

Unfortunately, the only game former Full Tilt users have been playing lately is a waiting one. There is still no word on the millions of dollars owed to players.

 

“I assume there’s going to be a transition period,” Ifrah continued, “and we hope that it’s not going to take that long to turn the lights back on and begin facilitating player withdrawals and obviously continue playing.”

Weeks ago, the Alderney Gambling Control Commission (AGCC) suspended Full Tilt Poker’s gambling license. The AGCC has just released a statement that Full Tilt Poker has paid its overdue licensing fees, which will allow the hearings on its suspended license to proceed without hindrance. One giant leap for Full Tilt Poker, one small step towards getting American players’ money back. Reports have listed the total fee at $250,000.

In the statement, the AGCC said that immediately following Black Friday and before suspending the license, it “began immediate discussions with FTP’s management in order to protect the interests of players.” These discussions with Full Tilt Poker management were ultimately fruitless, and it wasn’t until the U.S. Department of Justice seized Full Tilt domain names that the AGCC suspended the license.

 

The statement covers Full Tilt’s neglecting the licensing fees, until they were past overdue. During a hearing in late July, the AGCC brought up the issue, and demanded that it be dealt with before even considering lifting the suspension on Full Tilt’s gambling license. The two parties stalemated until today, when Full Tilt apparently caved in and put forward the fee.

 

The statement reads: “At the hearing the Commissioners of the AGCC, acting as a tribunal, decided to adjourn the hearing to a date no later than 15th September, as they felt that this was in the best interest of the players using FTP’s services. The recent payment of overdue license fees by FTP is also in players’ best interests since it allows commercial negotiations to take place that might result in a successful refinancing deal. Further details regarding the exact date and venue of the next hearing will be announced as soon as possible.”

 

This means that the hearing will continue to move forward and, quite likely, the eventual restoration of Full Tilt’s gambling license. With this in place, the company will be able to complete any takeover or financing deals and one day successfully resume business.

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togel hongkong hari ini Mistakes: Going With Your Gut

 

 

Nothing will get you in bigger trouble at the togel hongkong hari ini table than your gut. And no, I don’t mean that eating or drinking too much will make your wife hate you. I don’t mean you won’t fit in the chair or anything like that. I’m talking about playing hunches.

 

Hunches are important and a lot of great things have come from playing them. Listening to your gut can give you the edge in sports like baseball, in creative activities like writing or painting, or when taking a test (remember that advice of going with your first guess?). However, it doesn’t work in blackjack.

 

Here’s how it plays out. You’re thinking, Okay, I have 16, which is pretty high, and the dealer is showing a 7. I don’t want to bust. I think I will if I hit, so I’ll stand. I have a feeling on this one. Blackjack isn’t a game of hunches. It’s a game of odds and percentages. In poker, for instance, you can play a hunch on whether or not your cards beat your opponent’s cards, because you’re basing your decision not only on your odds, but on the behavior of the other player. With blackjack, however, you are playing against nothing but the odds. You have to make a decision about whether to hit or stand before the dealer even draws any cards. You don’t know what hole card the dealer has and you don’t know what card is next in the deck. Therefore, playing a hunch can’t help you.

 

What card is next in line to be dealt is next regardless of whether or not you’re feeling lucky. Blackjack basic strategy, however, has been tested time and again my statisticians and other people a lot smarter than me. Those people have found that following basic strategy gives you the best odds of winning. Following the strategy may not help you win that hand, but in the long run it will give you the best chance for success.

 

Looking at the above example, the player’s gut said to stand because hitting a 16 gives you a good chance of busting. That’s true. However, standing gives you an even bigger chance of being outdrawn by the dealer if he shows a 7. Blackjack basic strategy takes into account that there are more cards with a value of 10 than any other value (4 out of 13). Because of that, the strategy recognizes that you or the dealer are more likely to draw a 10 card and the dealer’s hole card is most likely to be a 10. Now let’s go back to that example.

 

If the dealer shows a 7 and his hole card is most likely to be a 10, then the odds say his hand is a hard 17. The dealer would stand on a hard 17, so he wouldn’t draw another card and risk busting. Since you stood on a 16, you would lose by being outdrawn. Of course, if you hit you are also most likely to draw a 10 card, which would cause you to bust, but the odds say you are more likely to draw a card of 5 or more than to outdraw a dealer who shows a 7.

 

In that particular example, there is no good choice. Any hand of 12-16 is a stiff hand, and the odds are against you whether you hit or stand. However, in the long run, hitting in that situation will cause you to win more often than when you stand.

 

Another problem with playing a hunch is that you can get caught up in streaks. If you are winning a lot then you might play more aggressive and if you’re losing you might be more cautious. However, the game of blackjack doesn’t care what kind of a streak you’re on. The cards are dealt at random, so each hand is unique. Deviating from basic strategy because you’re on a winning streak is the easiest way to put that streak to an end. Instead of letting emotions dictate your decisions, you should always play the odds, which means to stick to basic strategy.

 

The only exception to that rule is if you’re counting cards. If you are counting cards and feel that there is either an exceptionally large or small amount of 10 cards remaining in the deck, then you may want to deviate from basic strategy. Card counters employ a strategy that takes the odds of basic strategy and alters them by adjusting the likelihood of a 10 card being drawn.

 

Your gut may be good for a lot of things, such as telling whether a movie starring Adam Sandler will be any good (it won’t), whether you should wear a suit to that job interview even though the workplace is business casual (you should), and deciding whether it’s worth it to get 3 tacos from Taco Bell for only $0.99 (it’s not). However, your gut does you no good in blackjack. Stick to the chart.

 

 

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Review of Blackjack Essays

Mason Malmuth is one of the most recognizable names in gambling for writing an incredible volume of information on applying skill to casino games. His book, Blackjack Essays, generally represents some of his earliest forays as an author and serves as a compendium of most of his contributions to the game of blackjack.

There are about 70 essays in this book dealing with a wide range of topics. Almost every one represented a new area of inquiry when it was written. Some now are well integrated into the corpus of general blackjack knowledge, some have been extended and elaborated on in other books, some represent the first foray into a still largely unexplored area, and some are still largely the last word on a particular topic.

The earliest essays in this book cover a concept Malmuth calls, “Card Domination”, which these days is more commonly called Shuffle Tracking. This is still a good introduction to the topic, although the Blackjack Forum series on Shuffle Tracking which appeared in about 1994 is far more thorough. However, I’ve recently seen shuffles which are trackable using Malmuth’s methods.

Another topic Malmuth explores in great depth is that of bankroll requirements or “Gambler’s Ruin”. Malmuth does a great job here of discussing why early blackjack literary figures probably underestimated the size of the fluctuations they would face. Of course, there was still room to explore these ideas in more detail in, for example, Blackjack Attack by Don Schlesinger. However, Malmuth’s writings on this topic are still valuable today, they’re just no longer the last word.

Malmuth provides what is probably the best currently in print description of Front Loading, good information on how to improve the profitability of casino trips, and, a Malmuth trademark, a thorough debunking of several mistaken blackjack myths perpetrated by other authors. Malmuth also provides some surprising results regarding biases, or “card clumping” that receives further attention in other books, but aptly demonstrates the author’s intellectual honesty in this volume.

On some topics, like Malmuth’s preference of shoe Slot Gacor games to hand-held games, and on his preference for more complex count systems, I disagree with the author. However, in these cases I do not fault his conclusions. Malmuth presents his case in a clear, straightforward manner listing the “pros” and “cons” of both sides of the issue and stating the reasons he believes his side of the debate is correct. By doing this he forces a reader who disagrees with him to articulate the reasons why, and, thus, does the reader a service.

Even though this book was first assembled almost 14 years ago, and some of its ideas have been expanded by other authors elsewhere, it still belongs in every serious blackjack player’s library. The ideas it espouses are, at their worst, worthy of serious consideration. I recommend it to anyone who has already learned and practiced a blackjack card counting system. Anyone who enjoyed this book should also read Gambling Theory and Other Topics, and anyone who enjoyed Gambling Theory and plays blackjack seriously should certainly read this book.

Capsule:

If you’ve learned and practiced a card counting system, have played in a casino, and are looking for extra advice, Blackjack Essays will likely be of considerable value. While it may not be the best supplemental book for the blackjack card counter (Blackjack Attack gets that honor), and some of its ideas are a bit dated or covered more thoroughly elsewhere, I still recommend it as a more than worthwhile addition to any serious blackjack player’s library.

 

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How To Stay Healthy While Diamond Painting ?!

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Making diamond paintings is an easy and relaxing, enjoyable activity for all young and old crafters. But if you are one of diamond painting lovers, please pay attention to your health when you’re so interested in the works and stay still too long for drilling.

 

Although painting with diamonds has many good benefits to your health, it also comes with some unexpected problems. When you sit and making it for too long, there will be some problems to your health such as:

 

Back and Neck Pain

 

To help you prevent from getting these problems, we have found out some ways for you.

 

  1. Take hourly breaks

Every hour,  get up from your desk or table and go for a quick walk anywhere. Just move. It will help you to reduce the stress to your eyes and also stretch your legs.

 

  1. Stretch or move in place

Don’t have anywhere to go? So you can stand up and stretch every half hour or so, touch your toes, walk or march in place for a few minutes.

 

 

  1. Set alarms on your computer or mobile device

Every hour of making diamond paintings, have a little ringer go off to remind you to take a stretch or walk to the nearest tree or neighbor’s house, or even walk/ play with your pet.

 

  1. Hit the water

Get yourself a reusable water bottle and keep it on your desk. Make yourself drink at least one full bottle before lunch, and one full one for the rest of the day. Drinking water will keep you fuller and less tempted to snack on empty calorie.  More about Diamond Dotz

 

  1. Use some useful support tools

A light pad is more useful than you think! Many choices for you such as light pad A4, bigger A3, bigger A2…

 

Moreover, an adjustable folding table or a simple easel is amazing! Let’s see some experience shared by diamond painters.

 

 

 

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Spanish 21 history

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A child of the computer age, spanish 21 is a computer derived variation of blackjack. The term “spanish” refers to the 48-card deck used in some spanish card games. It is a regular 52-card deck with the four tens removed. Although, in most respects spanish 21 is played just like standard blackjack the basic strategy is somewhat different.
As a specially designed version of blackjack, spanish 21 had liberalized rules and unique bonuses. The casinos can be so generous in spanish 21 because removal of the four tens from the deck gives the house a large advantage. The changes in rules and payout were designed to attract jaded blackjack players and are what has made the game so popular. For instance, in standard blackjack, it is always exhilarating to hit a count of 21 on the nose. But it quickly turn into a disappointment if the dealer also hits 21 (resulting in a push instead of a win). In spanish 21, if both dealer and player have 21, the player wins.

A big reason why the casinos like spanish 21 so much is Unique Casino because it’s quick like traditional blackjack, and gives player about the same edge, while throwing off card counters. Not to mention the fact that the more liberal rules of spanish 21 attracts the players who have grown tired of blackjack.

slot machines history

The term slot machines was originally used for automatic vending machines as well as for the gambling devices, but in the 20th century the term became restricted to the latter. The first such gambling devices in the United States were mere novelties that did not return coins but presented gambling opportunities, such as two toy horses that would race after a coin was inserted. Such devices set on a bar in a saloon attracted wagering between patrons.

The first actual slot machines were built by Charles Fay in 1887 in a small machine shop in San Francisco. He built nickle slot machines by hand and rented them to the local gambling halls. His first machine was not, as some believe, cruder and bulkier than modern slot machines, nor did its reels carry the fruit symbols commonly used today. His original slot machine, called the Liberty Bell, was somewhat smaller than modern machines, and operate basically the same way.

Fay’s slot machines were a huge success, and he couldn’t build them fast enough in his small shop. Many larger gambling supply maufacturers tried to buy the manufacturing and distribution rights, but Fey refused. However, in 1907, Herbert Stephen Mills, a Chicago manufacturer of arcade-like machines, began production of a mahince very similar the Fey’s Liberty Bell. The Machine Mills produced was called the Operator Bell. By 1910, slot machines could be found in every cirt and nearly every hamlet in the country.

Forces of morality, and then of law, opposed the operation of slot machines. Throughout the 1920s, the slot machines were popular throughout much of the United States, especially in resort areas, and they continued to be popular into the Great Depression years of the ’30s. In the late 40’s Bugsy Siegel added slot machines to his Flamingo Hilton hotel in Las Vegas. Originally, the slot machines were installed as a way to entertain the wives and girlfriends of high rollers, but revenue from the slot machines soon began supplanting that of the table games. In the mid 1980’s the popularity of slot machines and table games were on par with each other, but by the 90’s slot machines had taken over and now account for over two-thirds of casino revenue in the US.…

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Introduction Pai Gow

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Get yourself comfortable, grab a drink if you wish, and settle in because pai gow is probably the most difficult casino game to explain. Although the ranking of the hands is rather involved the concept of the game is quite simple. Once you get over the learning curve pai gow is a lot of fun, has a low house edge, and your money should last a long time at the table.

The Chinese have been betting on Pai Gow for centuries. Today Pai Gow can be found in casinos that attract a strong Asian clientele. It may be hard to find in Las Vegas but I believe every casino has it in Atlantic City. The Taj Majal, for example, has three pai gow tables.

If you are already familiar with pai gow poker then pai gow will seem familiar. Pai gow is played with a set of 32 dominos displayed below. Notice that some dominos appear once and some twice.

There is no significance to the color of the dots.

The Rules

The object of the game is the same as in pai gow poker, to beat the banker. Unlike most casino games, in pai gow the player can have a turn to be the banker in which case the goal is to beat everybody else. The dealer also acts as a player in pai gow acting as banker in turn. When the dealer is not banking he will bet an amount equal to the bet the banker made the last time he played against the house bank. The dealer always plays his hand according to predetermined rules known as the house way. If a player wishes to bank but is uncomfortable with the financial risk of covering all other bets on the table he may ทางเข้า789bet request to co-bank with the house. If this option is selected his hand must be set according to the house way. The opportunity to bank is offered in turn to each player and dealer in a counter-clockwise direction.

The game is played with a set of 32 dominos, three dice, and a dice shaker. Play begins with all players making a wager. As the players decide how much to bet the dealer mixes up the dominos and puts them in 8 neat stacks of 4. Then the dice are rolled to determine who gets the first stack and then proceeds counter-clockwise. After the dice are exposed the player may not change his bet. Each player is given one stack of 4 dominos, which they are to arrange into two groups of two.

Each pair of dominos has a ranking. The player must decide how to arrange his dominos into the strongest possible pairs. Sometimes the choice is obvious but often a decision must be made whether to have a strong hand and a weak hand or two more balanced hands. At most there will be three possible and viable ways to play the hand. After a decision is reached the player should lay the dominos face down with the higher pair laying horizontally and the lower pair vertically. Only after all players have set their hands can the banker examine and set his dominos.

 

After all dominos have been arranged the banker and player will turn over their hands. Each player will in turn compare his hands to those of the banker. If the player wins both hands his bet pays even money less a 5% commission. If the player loses both he loses his entire wager. If the hands split, one win and one loss, then the bet is a push. After all bets have been settled the banker pays a 5% commission on the net win, if there was one.

 

Ranking

How the hands are ranked is the complicated and there is no easy way to memorize the order. The highest hands are the matched pairs as follows. The highest pair, known as the supreme pair consists of the two wild dominos. Each of these wild dominos, known as “gee” may count as either 3 or 6 points if used individually. The Chinese name for the supreme pair is “Gee Joon” which is also the name of a restaurant in Binion’s Horseshoe in downtown Las Vegas.

  1. Supreme 2. Heaven 3. Earth 4. Man 5. Goose 6. Flower

 

  1. Long 8. Board 9. Hachet 10. Partition 11. Long

Leg 7 12. Big

Head 6

 

Following in rank are certain non-matching pairs.

 

  1. Mixed 9 14. Mixed 8 15. Mixed 7 16. Mixed 5

 

Next in rank are special combinations known as Wongs. These combinations inlude either the 2 or 12 point domino and any 9 point domino.

 

  1. King of Heaven 18. King of Earth

or     or

Following the Wongs are other special combinations known as Gongs. These combinations inlude either the 2 or 12 point domino and any 8 point domino.

 

  1. Treasure of Heaven 20. Treasure of Earth

and  or  or  and  or  or

Finally, if a pair, Wong, or Gong can not be formed then the hand is ranked according to the terminal digit of the total pip value of dots on the dominos. For example a hand consisting of a 12 and 7 dominos would have a total of 19 spots for the highest possible value of 9. The highest among these hands are the 6+6 and 1+1 dominos combined with a 7, known as a “high nine” because of their composition with one of the two highest individual dominos. In the event the player and banker have the same point total then the highest ranking domino in each will will be used to break the tie, the high domino wins. In the event that the high dominos are equal then the tie shall go to the banker. Note that the second highest dominos are not used to break the tie. There is an exception, in the event of a 0-0 copy then the tie will go to the banker. The following list shows every domino in order of their rank.

 

  1. Heaven 2. Earth 3. Man 4. Goose
  2. Flower 6. Long 7. Board 8. Hatchet
  3. Partition 10. Long leg 7 11. Big head 6 12. Mixed 9

or

  1. Mixed 8 14. Mixed 7 15. Mixed 5 16. Mixed 6

or or or or

Note that while the two wild dominos together are the highest ranking pair (the supreme pair) individually they are the lowest in rank.

 

Strategy

There is no simple answer to what constitutes good strategy. Most of the time the correct play will be obvious. However sometimes the player must decide whether to weaken the high hand for the benefit of the low hand.

In his book Pai Gow Chinese Dominoes Michael J. Musante presents what is known now as the Musante house way which has influenced the house way of many casinos. Dr. John Gwynn later analyzed the effects of various strategies played against the Musante strategy. Assuming the player used the Musante strategy as well the house edge would be 0.6182% as the banker, 2.3896% as a player, and 1.5039% on average. Assuming the player used an optimal single strategy designed to defeat the Musante strategy the house edge would be -0.1387% as the banker, 1.6376% as a player, and 0.7495% on average. Assuming the player used two optimal strategies depending on whether acting as the banker or a player the house edge would be -0.1472% as the banker, 1.6225% as a player, and 0.7377% on average.

 

The most practical of these statistics for the novice player are those for the Musante vs. Musante. These figures also show that to minimize the overall house edge the ratio of money wagered as banker is much more important than the strategy used. Assuming the player banked half of his/her total bets and used the same strategy as the dealer and other players the house edge would be about 1.5%.

 

The House Way

Following is the house way for the Foxwoods casino. Of the three casino house ways I have I find this one to be the easiest to explain.

Always keep pairs together except:

Split supreme pair with 6-4, 6-5, or 6-6.

Split 2s or 12s to make 6-8 or better. Also split with 9&11.

Split 9s with any two of 2,10,12.

Split 8s with any two of 2,10,11,12. Also split with 9&11.

Split 7s with any two of 2,10,11,12.

Play 2 or 12 with a 7,8, or 9. With both a 2 and 12 play the 12 in the high hand. Play high 9 over wong and gong and gong over wong except:

Play wong over gong when fourth tile is 11.

Play wong over high 9 when fourth tile is 11.

Play gong over high 9 when fourth tile is any 4 or when third and fourth tiles are low (mixed) 8 and 5.

Make the low hand as high as possible. This includes playing the high domino in the low hand when given the choice. Exceptions:

If the low hand does not have a value of at least long 3 (a total of 3 with the long domino or higher) and a 7 or higher is possible in the high hand then make the high hand as high as possible. This includes playing the high domino in the high hand when given the choice.

If the two hands total 8-9 or more then play the high domino in the high hand.

2, 5, 6, 12: play 7, high 8.

High 8, low 8, high 4, any 7: play 2, high 5.

High 10, low 10, high 6, any 7: play 6, high 7.

High 10, low 10, high 6, low 8: play 6, high 8.

High 10, low 10, high 6, any 9: play 6, high 9.

High 10, high 8, 11, low 7: play 7, high 9.

High 4, low 4, gee (mixed 6), 5: play high 7, 9.

2 or 12, any 6, 5, gee: play 7, 9.

High 6, low 6, 11, gee: play 7, high 9.

High 8, low 8, any 7, 9: play high 5, 7.

Finally, there is an unwritten rule that you never play a hand in a way that an alternative would result in both a stronger high and low hand. For example with a pair of 12s, 6, and wild. The splitting 12s rule says to split to make 6-8 or better. However pair/9 beats 8/8 on both hand and low hands, thus overrides the pair splitting rule.

 

Play for Fun

Pai gow is a game that cries out for a way to practice before making a fool of yourself and blowing your money in a casino. For this reason please try my pai gow Java game.

Acknowledgements

Pai Gow Without Tears by Bill Zender. The author kindly gave me a copy of his booklet to help with my research on pai gow. If you are interested in the book it may be purchased from the Gambler’s Book Club for $20.00.

A Detailed Study of Pai Gow by Dr. John M. Gwynn, Jr. The author was gracious in sending me his study, which he no longer distributes, by e-mail.

The Foxwoods dealer, who shall remain anonymous, who provided me with the Foxwoods house way.

 

 

 …

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The Caribbean Stud – permainan, yaitu

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Katakanlah dua pemain bermain Caribbean Stud Poker dan keduanya bertaruh side bet, dan secara kebetulan, keduanya mendapat royal flush. Akankah mereka berdua mendapatkan jumlah penuh pada pengukur progresif? Adrian P
Di Caribbean Stud Poker, semua pemain memiliki pilihan untuk membuat taruhan sampingan $1 yang membayar untuk hand flush atau lebih tinggi. Meskipun tabel pembayaran spesifik bervariasi dari satu kasino ke kasino lainnya, semuanya menampilkan jackpot progresif. Begitu ada pukulan, 100% jackpot berlaku untuk royal flush, atau, untuk straight flush, 10% dari total jackpot saat ini.

Meskipun sejauh yang saya ketahui, premis pertanyaan Anda tidak pernah terjadi, jika fantasi yang hampir mustahil itu terjadi, dan dua pemain histeris masing-masing memiliki royal flush di tangan yang sama, yah … Di kasino tempat saya bekerja, pemain pertama di sebelah kiri dealer akan memenangkan jackpot. Pemain kedua akan memenangkan jackpot apa pun yang diunggulkan kembali, yang umumnya $ 10.000 atau $ 20.000.

Saya memang mengajukan pertanyaan Anda kepada seorang eksekutif kasino yang berpikir jika hal yang tidak mungkin terjadi di kasinonya, dia Togel hongkong akan membagi jackpot di antara dua pemain. Tapi dia juga mengaku bahwa dia benar-benar tidak tahu apa aturan sebenarnya ketika dua pemain sama-sama mendapatkan royal flush di tangan yang sama.

Sekarang alasan logis, Adrian, akan memberitahu Anda untuk duduk sedekat mungkin ke kiri dealer. Tapi tidak secepat itu, kawan. Yang berpikiran jernih tidak akan membuat taruhan progresif sama sekali mengingat tepi rumah rata-rata lebih dari 26%, tergantung, tentu saja, pada ukuran jackpot.

Apapun, Adrian, itu adalah taruhan pengisap sebagian besar waktu dan saya menyarankan untuk tidak melakukannya.

Mark yang terhormat,
Kasino Nevada kecil tempat saya biasanya bermain tidak lagi menawarkan roulette. Bukankah permainan roulette menghasilkan uang untuk kasino? Dan H.

Tergantung, Dan. Jika real estat yang ditempati meja tidak membawa pulang bacon, tidak peduli apakah itu blackjack atau dadu, atau seperti dalam pertanyaan Anda, meja roulette, pergi ke surga tempat sampah. Selain itu, Dan, untuk peringkat popularitasnya di antara permainan meja; roulette adalah sepertiga jauh di belakang blackjack dan dadu. Adapun uang yang dipertaruhkan, itu yang keempat, di belakang tradisi tua itu — bakarat.

Dugaan ahli di sini adalah bahwa pemeriksaan Anda lebih dekat mungkin akan mengungkapkan bahwa bank mesin slot telah menggantikan meja roulette, dan kemungkinan besar membawa lebih banyak barang rampasan daripada yang pernah dilakukan meja roulette.

Mark yang terhormat,
Tolong jelaskan apa itu taruhan “total” dalam taruhan olahraga? Jake K.

Dengan bertaruh $11 untuk memenangkan $10, Anda dapat bertaruh pada total gabungan poin yang dicetak oleh kedua tim. Memenangkan taruhan “lebih” mengharuskan lebih banyak poin yang dicetak daripada total taruhan, dan memenangkan taruhan “di bawah” mengharuskan lebih sedikit poin yang dicetak. Dengan menggunakan sepak bola sebagai contoh, katakanlah total yang diposting untuk pertandingan Green Bay versus San Francisco adalah 42. Anda dapat bertaruh bahwa skor total kedua tim yang ditambahkan bersama akan melebihi atau di bawah total yang diposting. Jika skor akhir jatuh tepat pada total itu (misalnya Green Bay 28 + San Francisco 14 = 42), seri dinyatakan dan semua taruhan dikembalikan.

Omong-omong, Jake, ini sedikit patois judi untuk Anda. Bertaruh di atas dikenal sebagai “bertaruh pada bola”, bertaruh di bawah dikenal sebagai “bertaruh pada jam.” Pergi wow mereka.

Gambing kutipan minggu ini: Ketika seorang pria akhirnya terburu-buru dalam perjudian, tidak ada yang bisa menghentikannya untuk sementara waktu. Damon Runyon…

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Vitamin C; How it helps your skin

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Vitamin C ( L-ascorbic acid ) is a nutrient that your body is not able to produce itself and therefore you need to eat those healthy fruits and vegetables that contain it. You’ve heard that vitamin C is used to help treat colds, but did you know that it is also used to prevent and even reverse ageing skin?

Vitamin C has been studied for a few decades to determine its effect on the skin. Although the jury is still out whether or not it is as beneficial as professed, it has shown to be helpful for some people. Learn more about sun damaged skin on www.skincareguide.ca/conditions/sun_damaged_skin.html

 

HOW VITAMIN C WORKS:

It works in two ways:

 

  1. Antioxidant: Ultraviolet radiation can generate oxygen free radicals that cause aging of the skin. Vitamin C can act as a first defense, against some of these radicals (plasma/water-generated radicals). Vitamin E on the other hand, works against another type of radical; the fat-soluble radicals within the plasma membranes. It makes sense that Vitamin C and E are used together to defend against both types.

 

  1. Collagen. Collagen is a key component of most tissues. Vitamin C works as an essential factor for the normal formation,, maintenance and structural stability of collagen.

 

WILL EATING MORE ORANGES HELP MY SKIN?

You might think that eating a bunch of oranges will improve your skin, but unfortunately it’s not that simple. In fact, eating Vitamin C does not appear to increase its levels in your skin to any significant degree. Topical creams and lotions containing Vitamin C however can be absorbed. The difficult part is first, keeping the Vitamin C stable enough in the lotion for it to be beneficial and secondly, for it to be able to penetrate the skin. Both of these factors are difficult to achieve with Vitamin C due to the nature of its composition. In order for it to penetrate the skin, a low pH (acidic environment) and high (>10-15%) concentration of Vitamin C are needed before it is effective. Not all Vitamin C products are alike and not all of them meet these two essential elements. You can also learn about “where can fillers be used on face“, click here

 

 

WHAT ARE THE BENEFITS?

There have been a number of studies conducted both on animals and humans, many with very encouraging results. Animal studies have shown Vitamin C can protect against UVA and UVB damage such as redness, formation of abnormal cells and immunosuppression. In human studies, topical Vitamin C has resulted in some improvement in collagen production, perhaps leading to better looking skin.

 

So in summary, Vitamin C has shown positive results as UVA/UVB protection, decreasing pigmentation and increase collagen production, all factors in aging your skin. It is important to note that using one solution alone will not resolve your photo-damage. It starts with protecting your skin, taking care of it, and using the best combination of products for your skin type to fight photo-damaged skin.…

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The 7 Ultimate Reasons People Struggle Saving Money

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Do you struggle saving money? If your answer is yes, you are not alone in your struggle to save money. According to statistics, “45% of Americans have saved nothing for retirement, including 40% of Baby Boomers. 38% don’t actively save for retirement at all.”

Having something saved up for retirement is very important because a time will come when even the strongest of us will be unable to work anymore.

The first thing that you should do now to overcome financial struggle that leads to the inability to save, is to find out the reasons for your inability to saving money, and then make a decision on ways to fix it.

Here are some reason why you might struggle saving money and how you can overcome it.

#1        Not Having Goals Causes Struggle Saving Money

Everyone ought to have personal financial goals for their lives, whether short term or long term. Drawing up tangible and realistic financial goals and following them religiously is a key to avoid your struggle to save money and achieve success in all your financial goals.

According to a survey by the Brassica trust Mutual, the number of Americans ages 25 and older who identify themselves as “non-planners” and as having “no established financial goals” doubled to 14 percent between 2012 and 2015.

A financial goal is the first step that sets you on a path to overcoming money problems. Your goal should be based on what matters most to you – your own values and interests. What are you willing to sacrifice in order to achieve your goal sooner? What can help you stay the course?

A realistic goal should be:

Measurable. Set a time limit for your goal, such as the deadline to buy a new house or the age at which you wish to retire.

Achievable: Plan with your income (and anticipated income) to plan your financial goals for the future. Don’t reckon on winning the lottery to accomplish your goal.

Specific: ‘To acquire wealth’ is not a specific or clear goal, but “to save 30% for a house mortgage” is.

Regardless of what life stage you are in, it’s never too late to set a financial goal today.

#2 Spending Without a Budget

According to a 2013 Gallup poll, only 32 percent of U.S. households prepare a monthly budget. How can you manage your expenses and save money without a budget?

One of the best weapons for eliminating financial problems is a budget. A budget is a very useful tool that helps you prioritize your expenses and handle your money—regardless of how little you have.

A budget guides your spending decisions and ensures you’re spending money on what’s really important to you. It helps you to spend your money in a way that helps solve your financial problem.

Preparing and monitoring your budget will help you recognize wasteful expenses, adjust quickly to changes in your financial situation, and achieve your financial goals. Creating a budget will also reduce your stress levels.

You can learn more about how a budget works here

#3 Paying Too Much for College

According to Student Hero, “Americans owe over $1.4 trillion in student loan debt, spread out among about 44 million borrowers. That’s about $620 billion more than the total U.S. credit card debt. In fact, the average Class of 2016 graduate has $37,172 in student loan debt, up six percent from last year”

There’s no doubt that as a college student, you may not only struggle saving money, you will likely end up with student debt. About all college students will obtain some form of student loan at some stage in their college career. This debt, after graduation can at times seems devastating.

But luckily, there are ways to ease some of the debt and the anxiety that goes with it. By following a few easy tips, you can shun student loan debt, or at least make it more manageable.

There are several ways to reduce & avoid overwhelming college student loan debt including:

Getting a Job and Starting to Save Early

Getting a College Credit without Paying for College Classes

Looking High and Low for Scholarships

Rethinking Your Choice of College

Avoiding Private Student Loans

Working Part-Time

Making a Budget

Finding Ways to Reduce Your Costs

#4        Lack Of Investments

Nearly 80% of millennia’s, according to a Harris poll do not invest in the stock market. According to the poll result, more than 40% said they feel they don’t have enough money to invest, 34% said they don’t know how, while 13% expressly blamed student debt for their inability to invest.

You’ve undoubtedly heard about the risks connected with investing. And it is indeed true that all investments involve some kind of risk. But what about the risk associated with not investing? Isn’t there a greater risk there?

As one of my mentors (Late Archbishop Benson Idahosa) would say, “It’s risky not to take risks.”

Actually, by refusing to invest, you are taking several risks, among which may include:

Inability to maintain your financial independence. While you may not become completely broke, you could end up struggling to make ends meet or, worse, you could become dependent on others for financial assistance.

You may outlast your money

You might not be able to retire on your terms.

One of the most important rewards of investing is that you can have your money work for you to make more money and not having to work your entire life. There are just two ways to make money: either by working and/or by making your assets work for you.

You can find out how to get started with investing here.

#5  Not Earning Enough Causes Struggle Saving Money

76% of Americans are living paycheck-to-paycheck today and just one event could cause a financial panic. Even if an event that could cause a financial crisis do not occur, the accumulation of increasing bills can eventually cause a financial crisis.

If you’re not earning enough money, it might not be easy to pay your utilities, mortgage, or put food on the table.  Not earning enough money to pay your bills is an enormous problem many Americans have today.

You actually just have two choices – to make more money or to spend less.

When you don’t make enough money to cover your expenses, you need to take far-reaching actions to earn more or drastically reduce your expenses.

With the costs of living always going up, the best option is for you to find out ways of earning more money. One of the best ways you can go about that is to learn how to diversify your income.

Diversifying your income will help you to create other means of income, thereby giving you more financial power and freedom.

#6  Trying to be like the Jones Leads to Struggle Saving Money

In the words of Robert Kiyosaki, “Too many people buy things they don’t need with money they don’t have to impress people they don’t know.”

“Keeping up with the Joneses” is a phrase that expresses the desire to possess as much and to appear to be as well off as others around us. Regrettably, many people have had to file for bankruptcy because of the desire to “keep up with the Joneses.”

Many Americans live above their means. A Bankrate survey, as reported by US News found that about one-third of people ages 30 to 49 had more credit card debt than savings

In an attempt to be like the Jones, many people burden themselves with unreal lifestyles and avoidable debts that might, one day, come back to haunt them.

The probability is that those neighbors you’re struggling to keep up with are also living above their means.

If you desire financial freedom and happiness, keeping up with the Joneses is a way to never get there.

Here’s what you can do to stop the negative and sometimes addictive behavior of keeping with the Joneses. Whenever you need to make a big purchase, take the time to examine and identify your motive. Are you buying to fill a genuine need, or you are buying to impress others?

If you are buying to create a false impression of success to impress others, walk away. Sweep those Joneses out of your mind and save that cash to spend on things that will give you true happiness.

#7  Impulse Buying Causes Struggle Saving Money

One of the major reasons most people struggle saving money is impulse buying. If you find that you repeatedly spend money without thinking much about what or why you’re buying, you may have an impulse buying tendency.

Impulse buying represents almost 40% of all the money spent on e-commerce sites, according to User Interface Engineering. What drives shoppers to make these impulse purchases? It isn’t price, but rather it’s tied to design elements of the site itself

It can be really hard to resist the urge to buy on impulse, especially when we are paying with credit cards.

Too much level of impulse buying can lead you to debt and unhappiness, so it’s in your best to identify the warning signs and avoid it like a plague. Knowing what triggers you off to buy on impulse can help you spend less money on impulse.

There are different ways to avoid impulse buying including following a mandatory waiting period, paying cash, shopping less often, etc.

Are there other ways you have successfully used to solve your struggle to save money? Please share them in the comments below.…

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Get Invited to the Everest hk prize International Cup Finale in Spain

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The Everest Poker International Cup (EPIC) is back for its fifth season, giving you the chance to win a piece of the $125,000 up for grabs. Do well in the EPIC tournaments, and you could be on your way to Alicante Spain to play in the Live Finale!

EPIC features online freerolls five times per day on the Everest hk prize download. Place in the top ten of one of these freerolls to advance to the weekly EPIC satellite on Sunday. You can also buy-in to Summit Point satellites that award seats to the weekly EPIC satellites. Or you can buy-in to the Weekly Epic Satellites directly for 250 Summit Points.

 

The Weekly Epic Satellites award 25 seats to the EPIC Direct Entries. There were two EPIC Direct Entries tournaments originally scheduled, however one already took place back on August 1st. The remaining EPIC Direct Entries event is scheduled for August 29th. It has a $25,000 prize pool, and those that finish in the top ten will receive a $2.5k prize package for the Live Finale in Alicante.

 

There are two alternate ways to gain entry to the EPIC Direct Entries tournament on August 29th. The first option is to download free poker with Everest for the first time and therefore gain entry to the EPIC Rookie Satellites that run daily. Every day 10 players advance to the EPIC Direct Entries tournament this way. Your other option is to buy-in directly for 25,000 Summit Points.

 

If you are lucky enough to win a $2.5k package for the EPIC Live Finale, you will receive almost everything you need for your trip. This includes $425 for travel expenses, hotel accommodations at the Hotel Spa Porta Maris worth $575, two entries to the EPIC Kick Off Party, and your seat for the Live Finale.

 

The EPIC Live Finale takes place at the Gran Casino de Alicante, and it’s one you won’t want to miss. A mere fifty people will receive entry to this exclusive tournament that has a €50,000 prize pool. The top 18 players will cash the event, which means there’s a pretty good chance you’ll walk away with profit if you get to play. First place will go home with €15,000.

 

We hear about invitation-only poker tournaments all the time, but it isn’t every day that the invites are handed out to amateurs only. You won’t be flying to Spain to battle the top pros in the world; you’ll be going there to play other recreational players that won their way there via freerolls! This is an amazing chance to feel like a VIP in Spain for a couple days, so get on board and qualify for the tournament on August 29th before the promotion is over.

 

 …

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Resignations, Overhauls at Full Tilt keluar sgp Poker

 

Full Tilt Poker’s Chief Marketing Officer, Lothar Rentschler, has announced his intentions to leave the company. While his departure will not be an immediate matter, his resignation will go into effect by September 13 of this year. Rentschler has served as Full Tilt’s keluar sgp since February of 2009, and had previously worked with such large companies as Bacardi and MEC.

Here are some snippets of what he had to say on the matter, according to an email seen by QuadJacks:

 

“Given the current circumstances, I do believe it is a long overdue step towards the right direction… I do apologize for the inconvenience the current circumstances at [Full Tilt Poker] have caused for you personally as well as for your respective companies. Our hands in marketing were bound and at the end even every communication was stopped.”

 

But, as their former online patrons could attest, Full Tilt’s problems go far beyond their marketing structure. The company is currently facing a class action lawsuit, a licensing hearing, and a possible purchase from outside investors. The latest news in this department comes on the acquisition front.

 

Here’s the long and short of it, as reported by Electronic Gaming Review: In order for any company to be willing to lay down the necessary cash to buy Full Tilt, they will almost certainly demand a change in management. The former online poker giant is currently negotiating with several parties, hoping to beat their September 15 hearing date with the Alderney Gaming Council.

 

“Everyone has their eye on that date,” says Jeff Ifrah, a member of Full Tilt’s legal team. “Nobody wants to come to September 15th and not have a deal which is either finalized or close to finalization to the point that it can be shared with Alderney and result in the extension of that date.”

 

Unfortunately, the only game former Full Tilt users have been playing lately is a waiting one. There is still no word on the millions of dollars owed to players.

 

“I assume there’s going to be a transition period,” Ifrah continued, “and we hope that it’s not going to take that long to turn the lights back on and begin facilitating player withdrawals and obviously continue playing.”

Weeks ago, the Alderney Gambling Control Commission (AGCC) suspended Full Tilt Poker’s gambling license. The AGCC has just released a statement that Full Tilt Poker has paid its overdue licensing fees, which will allow the hearings on its suspended license to proceed without hindrance. One giant leap for Full Tilt Poker, one small step towards getting American players’ money back. Reports have listed the total fee at $250,000.

In the statement, the AGCC said that immediately following Black Friday and before suspending the license, it “began immediate discussions with FTP’s management in order to protect the interests of players.” These discussions with Full Tilt Poker management were ultimately fruitless, and it wasn’t until the U.S. Department of Justice seized Full Tilt domain names that the AGCC suspended the license.

 

The statement covers Full Tilt’s neglecting the licensing fees, until they were past overdue. During a hearing in late July, the AGCC brought up the issue, and demanded that it be dealt with before even considering lifting the suspension on Full Tilt’s gambling license. The two parties stalemated until today, when Full Tilt apparently caved in and put forward the fee.

 

The statement reads: “At the hearing the Commissioners of the AGCC, acting as a tribunal, decided to adjourn the hearing to a date no later than 15th September, as they felt that this was in the best interest of the players using FTP’s services. The recent payment of overdue license fees by FTP is also in players’ best interests since it allows commercial negotiations to take place that might result in a successful refinancing deal. Further details regarding the exact date and venue of the next hearing will be announced as soon as possible.”

 

This means that the hearing will continue to move forward and, quite likely, the eventual restoration of Full Tilt’s gambling license. With this in place, the company will be able to complete any takeover or financing deals and one day successfully resume business.

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