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Vitamin C ( L-ascorbic acid ) is a nutrient that your body is not able to produce itself and therefore you need to eat those healthy fruits and vegetables that contain it. You’ve heard that vitamin C is used to help treat colds, but did you know that it is also used to prevent and even reverse ageing skin?
Vitamin C has been studied for a few decades to determine its effect on the skin. Although the jury is still out whether or not it is as beneficial as professed, it has shown to be helpful for some people. Learn more about sun damaged skin on www.skincareguide.ca/conditions/sun_damaged_skin.html
HOW VITAMIN C WORKS:
It works in two ways:
- Antioxidant: Ultraviolet radiation can generate oxygen free radicals that cause aging of the skin. Vitamin C can act as a first defense, against some of these radicals (plasma/water-generated radicals). Vitamin E on the other hand, works against another type of radical; the fat-soluble radicals within the plasma membranes. It makes sense that Vitamin C and E are used together to defend against both types.
- Collagen. Collagen is a key component of most tissues. Vitamin C works as an essential factor for the normal formation,, maintenance and structural stability of collagen.
WILL EATING MORE ORANGES HELP MY SKIN?
You might think that eating a bunch of oranges will improve your skin, but unfortunately it’s not that simple. In fact, eating Vitamin C does not appear to increase its levels in your skin to any significant degree. Topical creams and lotions containing Vitamin C however can be absorbed. The difficult part is first, keeping the Vitamin C stable enough in the lotion for it to be beneficial and secondly, for it to be able to penetrate the skin. Both of these factors are difficult to achieve with Vitamin C due to the nature of its composition. In order for it to penetrate the skin, a low pH (acidic environment) and high (>10-15%) concentration of Vitamin C are needed before it is effective. Not all Vitamin C products are alike and not all of them meet these two essential elements. You can also learn about “where can fillers be used on face“, click here
WHAT ARE THE BENEFITS?
There have been a number of studies conducted both on animals and humans, many with very encouraging results. Animal studies have shown Vitamin C can protect against UVA and UVB damage such as redness, formation of abnormal cells and immunosuppression. In human studies, topical Vitamin C has resulted in some improvement in collagen production, perhaps leading to better looking skin.
So in summary, Vitamin C has shown positive results as UVA/UVB protection, decreasing pigmentation and increase collagen production, all factors in aging your skin. It is important to note that using one solution alone will not resolve your photo-damage. It starts with protecting your skin, taking care of it, and using the best combination of products for your skin type to fight photo-damaged skin.…
Do you struggle saving money? If your answer is yes, you are not alone in your struggle to save money. According to statistics, “45% of Americans have saved nothing for retirement, including 40% of Baby Boomers. 38% don’t actively save for retirement at all.”
Having something saved up for retirement is very important because a time will come when even the strongest of us will be unable to work anymore.
The first thing that you should do now to overcome financial struggle that leads to the inability to save, is to find out the reasons for your inability to saving money, and then make a decision on ways to fix it.
Here are some reason why you might struggle saving money and how you can overcome it.
#1 Not Having Goals Causes Struggle Saving Money
Everyone ought to have personal financial goals for their lives, whether short term or long term. Drawing up tangible and realistic financial goals and following them religiously is a key to avoid your struggle to save money and achieve success in all your financial goals.
According to a survey by the Brassica trust Mutual, the number of Americans ages 25 and older who identify themselves as “non-planners” and as having “no established financial goals” doubled to 14 percent between 2012 and 2015.
A financial goal is the first step that sets you on a path to overcoming money problems. Your goal should be based on what matters most to you – your own values and interests. What are you willing to sacrifice in order to achieve your goal sooner? What can help you stay the course?
A realistic goal should be:
Measurable. Set a time limit for your goal, such as the deadline to buy a new house or the age at which you wish to retire.
Achievable: Plan with your income (and anticipated income) to plan your financial goals for the future. Don’t reckon on winning the lottery to accomplish your goal.
Specific: ‘To acquire wealth’ is not a specific or clear goal, but “to save 30% for a house mortgage” is.
Regardless of what life stage you are in, it’s never too late to set a financial goal today.
#2 Spending Without a Budget
According to a 2013 Gallup poll, only 32 percent of U.S. households prepare a monthly budget. How can you manage your expenses and save money without a budget?
One of the best weapons for eliminating financial problems is a budget. A budget is a very useful tool that helps you prioritize your expenses and handle your money—regardless of how little you have.
A budget guides your spending decisions and ensures you’re spending money on what’s really important to you. It helps you to spend your money in a way that helps solve your financial problem.
Preparing and monitoring your budget will help you recognize wasteful expenses, adjust quickly to changes in your financial situation, and achieve your financial goals. Creating a budget will also reduce your stress levels.
You can learn more about how a budget works here
#3 Paying Too Much for College
According to Student Hero, “Americans owe over $1.4 trillion in student loan debt, spread out among about 44 million borrowers. That’s about $620 billion more than the total U.S. credit card debt. In fact, the average Class of 2016 graduate has $37,172 in student loan debt, up six percent from last year”
There’s no doubt that as a college student, you may not only struggle saving money, you will likely end up with student debt. About all college students will obtain some form of student loan at some stage in their college career. This debt, after graduation can at times seems devastating.
But luckily, there are ways to ease some of the debt and the anxiety that goes with it. By following a few easy tips, you can shun student loan debt, or at least make it more manageable.
There are several ways to reduce & avoid overwhelming college student loan debt including:
Getting a Job and Starting to Save Early
Getting a College Credit without Paying for College Classes
Looking High and Low for Scholarships
Rethinking Your Choice of College
Avoiding Private Student Loans
Making a Budget
Finding Ways to Reduce Your Costs
#4 Lack Of Investments
Nearly 80% of millennia’s, according to a Harris poll do not invest in the stock market. According to the poll result, more than 40% said they feel they don’t have enough money to invest, 34% said they don’t know how, while 13% expressly blamed student debt for their inability to invest.
You’ve undoubtedly heard about the risks connected with investing. And it is indeed true that all investments involve some kind of risk. But what about the risk associated with not investing? Isn’t there a greater risk there?
As one of my mentors (Late Archbishop Benson Idahosa) would say, “It’s risky not to take risks.”
Actually, by refusing to invest, you are taking several risks, among which may include:
Inability to maintain your financial independence. While you may not become completely broke, you could end up struggling to make ends meet or, worse, you could become dependent on others for financial assistance.
You may outlast your money
You might not be able to retire on your terms.
One of the most important rewards of investing is that you can have your money work for you to make more money and not having to work your entire life. There are just two ways to make money: either by working and/or by making your assets work for you.
You can find out how to get started with investing here.
#5 Not Earning Enough Causes Struggle Saving Money
76% of Americans are living paycheck-to-paycheck today and just one event could cause a financial panic. Even if an event that could cause a financial crisis do not occur, the accumulation of increasing bills can eventually cause a financial crisis.
If you’re not earning enough money, it might not be easy to pay your utilities, mortgage, or put food on the table. Not earning enough money to pay your bills is an enormous problem many Americans have today.
You actually just have two choices – to make more money or to spend less.
When you don’t make enough money to cover your expenses, you need to take far-reaching actions to earn more or drastically reduce your expenses.
With the costs of living always going up, the best option is for you to find out ways of earning more money. One of the best ways you can go about that is to learn how to diversify your income.
Diversifying your income will help you to create other means of income, thereby giving you more financial power and freedom.
#6 Trying to be like the Jones Leads to Struggle Saving Money
In the words of Robert Kiyosaki, “Too many people buy things they don’t need with money they don’t have to impress people they don’t know.”
“Keeping up with the Joneses” is a phrase that expresses the desire to possess as much and to appear to be as well off as others around us. Regrettably, many people have had to file for bankruptcy because of the desire to “keep up with the Joneses.”
Many Americans live above their means. A Bankrate survey, as reported by US News found that about one-third of people ages 30 to 49 had more credit card debt than savings
In an attempt to be like the Jones, many people burden themselves with unreal lifestyles and avoidable debts that might, one day, come back to haunt them.
The probability is that those neighbors you’re struggling to keep up with are also living above their means.
If you desire financial freedom and happiness, keeping up with the Joneses is a way to never get there.
Here’s what you can do to stop the negative and sometimes addictive behavior of keeping with the Joneses. Whenever you need to make a big purchase, take the time to examine and identify your motive. Are you buying to fill a genuine need, or you are buying to impress others?
If you are buying to create a false impression of success to impress others, walk away. Sweep those Joneses out of your mind and save that cash to spend on things that will give you true happiness.
#7 Impulse Buying Causes Struggle Saving Money
One of the major reasons most people struggle saving money is impulse buying. If you find that you repeatedly spend money without thinking much about what or why you’re buying, you may have an impulse buying tendency.
Impulse buying represents almost 40% of all the money spent on e-commerce sites, according to User Interface Engineering. What drives shoppers to make these impulse purchases? It isn’t price, but rather it’s tied to design elements of the site itself
It can be really hard to resist the urge to buy on impulse, especially when we are paying with credit cards.
Too much level of impulse buying can lead you to debt and unhappiness, so it’s in your best to identify the warning signs and avoid it like a plague. Knowing what triggers you off to buy on impulse can help you spend less money on impulse.
There are different ways to avoid impulse buying including following a mandatory waiting period, paying cash, shopping less often, etc.
Are there other ways you have successfully used to solve your struggle to save money? Please share them in the comments below.…
The Everest Poker International Cup (EPIC) is back for its fifth season, giving you the chance to win a piece of the $125,000 up for grabs. Do well in the EPIC tournaments, and you could be on your way to Alicante Spain to play in the Live Finale!
EPIC features online freerolls five times per day on the Everest hk prize download. Place in the top ten of one of these freerolls to advance to the weekly EPIC satellite on Sunday. You can also buy-in to Summit Point satellites that award seats to the weekly EPIC satellites. Or you can buy-in to the Weekly Epic Satellites directly for 250 Summit Points.
The Weekly Epic Satellites award 25 seats to the EPIC Direct Entries. There were two EPIC Direct Entries tournaments originally scheduled, however one already took place back on August 1st. The remaining EPIC Direct Entries event is scheduled for August 29th. It has a $25,000 prize pool, and those that finish in the top ten will receive a $2.5k prize package for the Live Finale in Alicante.
There are two alternate ways to gain entry to the EPIC Direct Entries tournament on August 29th. The first option is to download free poker with Everest for the first time and therefore gain entry to the EPIC Rookie Satellites that run daily. Every day 10 players advance to the EPIC Direct Entries tournament this way. Your other option is to buy-in directly for 25,000 Summit Points.
If you are lucky enough to win a $2.5k package for the EPIC Live Finale, you will receive almost everything you need for your trip. This includes $425 for travel expenses, hotel accommodations at the Hotel Spa Porta Maris worth $575, two entries to the EPIC Kick Off Party, and your seat for the Live Finale.
The EPIC Live Finale takes place at the Gran Casino de Alicante, and it’s one you won’t want to miss. A mere fifty people will receive entry to this exclusive tournament that has a €50,000 prize pool. The top 18 players will cash the event, which means there’s a pretty good chance you’ll walk away with profit if you get to play. First place will go home with €15,000.
We hear about invitation-only poker tournaments all the time, but it isn’t every day that the invites are handed out to amateurs only. You won’t be flying to Spain to battle the top pros in the world; you’ll be going there to play other recreational players that won their way there via freerolls! This is an amazing chance to feel like a VIP in Spain for a couple days, so get on board and qualify for the tournament on August 29th before the promotion is over.
Full Tilt Poker’s Chief Marketing Officer, Lothar Rentschler, has announced his intentions to leave the company. While his departure will not be an immediate matter, his resignation will go into effect by September 13 of this year. Rentschler has served as Full Tilt’s keluar sgp since February of 2009, and had previously worked with such large companies as Bacardi and MEC.
Here are some snippets of what he had to say on the matter, according to an email seen by QuadJacks:
“Given the current circumstances, I do believe it is a long overdue step towards the right direction… I do apologize for the inconvenience the current circumstances at [Full Tilt Poker] have caused for you personally as well as for your respective companies. Our hands in marketing were bound and at the end even every communication was stopped.”
But, as their former online patrons could attest, Full Tilt’s problems go far beyond their marketing structure. The company is currently facing a class action lawsuit, a licensing hearing, and a possible purchase from outside investors. The latest news in this department comes on the acquisition front.
Here’s the long and short of it, as reported by Electronic Gaming Review: In order for any company to be willing to lay down the necessary cash to buy Full Tilt, they will almost certainly demand a change in management. The former online poker giant is currently negotiating with several parties, hoping to beat their September 15 hearing date with the Alderney Gaming Council.
“Everyone has their eye on that date,” says Jeff Ifrah, a member of Full Tilt’s legal team. “Nobody wants to come to September 15th and not have a deal which is either finalized or close to finalization to the point that it can be shared with Alderney and result in the extension of that date.”
Unfortunately, the only game former Full Tilt users have been playing lately is a waiting one. There is still no word on the millions of dollars owed to players.
“I assume there’s going to be a transition period,” Ifrah continued, “and we hope that it’s not going to take that long to turn the lights back on and begin facilitating player withdrawals and obviously continue playing.”
Weeks ago, the Alderney Gambling Control Commission (AGCC) suspended Full Tilt Poker’s gambling license. The AGCC has just released a statement that Full Tilt Poker has paid its overdue licensing fees, which will allow the hearings on its suspended license to proceed without hindrance. One giant leap for Full Tilt Poker, one small step towards getting American players’ money back. Reports have listed the total fee at $250,000.
In the statement, the AGCC said that immediately following Black Friday and before suspending the license, it “began immediate discussions with FTP’s management in order to protect the interests of players.” These discussions with Full Tilt Poker management were ultimately fruitless, and it wasn’t until the U.S. Department of Justice seized Full Tilt domain names that the AGCC suspended the license.
The statement covers Full Tilt’s neglecting the licensing fees, until they were past overdue. During a hearing in late July, the AGCC brought up the issue, and demanded that it be dealt with before even considering lifting the suspension on Full Tilt’s gambling license. The two parties stalemated until today, when Full Tilt apparently caved in and put forward the fee.
The statement reads: “At the hearing the Commissioners of the AGCC, acting as a tribunal, decided to adjourn the hearing to a date no later than 15th September, as they felt that this was in the best interest of the players using FTP’s services. The recent payment of overdue license fees by FTP is also in players’ best interests since it allows commercial negotiations to take place that might result in a successful refinancing deal. Further details regarding the exact date and venue of the next hearing will be announced as soon as possible.”
This means that the hearing will continue to move forward and, quite likely, the eventual restoration of Full Tilt’s gambling license. With this in place, the company will be able to complete any takeover or financing deals and one day successfully resume business.